If you don't go to the company directly, but negotiate online and sign the contract by fax, it's all fraud, even if you send a copy of your business license and a contract with official seal. Carve a radish stamp (fake official seal) for tens of dollars, and PS business license can be done in minutes. It is easy for a liar to do such a thing. It is an important feature of this kind of fraud to use the company's name to publish information and sign contracts, and to use personal bank accounts (so-called legal persons, managers and financial leaders) as collection and charge accounts. It is also a fraud to ask for money on the card for reasons such as verifying the financial strength (repayment ability).

In Gui Li, online false guarantee and fraud of microfinance companies can be seen everywhere.