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What materials do you need to withdraw the provident fund to repay the mortgage?
The materials needed to withdraw the provident fund and repay the mortgage are as follows:

1. Personal housing provident fund withdrawal application form: the application form for provident fund withdrawal needs to be filled in, and the form needs to be filled in according to the prescribed format and requirements to ensure that it is filled in correctly;

2. Proof of loan repayment: proof materials such as house purchase contract, bank loan certificate and repayment schedule shall be provided to prove that the house loan has been processed and repaid on time;

3. Certificate of consent to withdraw the provident fund issued by the lending bank: it is necessary to apply to the lending bank for a certificate of consent to withdraw the provident fund, which proves that the lending bank agrees to use the provident fund for partial repayment;

4. Copy of ID card and household registration book: I need a copy of my ID card and household registration book;

5. Other supporting materials: According to local regulations and requirements, it may be necessary to provide other relevant supporting materials, such as real estate license.

Provident fund withdrawal and mortgage repayment process:

1. Go to your loan bank for prepayment first. Need to provide my original ID card, bank card, loan contract information and other related materials;

2. Wait for the loan bank to confirm that the loan has been paid off in advance, and then go to the local housing provident fund management center to go through the formalities of withdrawing the provident fund. Need to provide my original ID card, original provident fund account information, bank card and other related materials;

3. When withdrawing the provident fund, you need to issue a mortgage repayment certificate to the housing provident fund management center. This certificate is generally provided by the lending bank to prove the repayment amount and time and other related information;

4. The Housing Provident Fund Management Center will verify the mortgage repayment, and withdraw the provident fund into your bank card after the approval.

To sum up, different regions and banks may have different requirements and procedures for withdrawing provident fund and repaying mortgage loans, and the specific requirements need to be adjusted according to local policies and requirements.

Legal basis:

Article 24 of the Regulations on the Management of Housing Provident Fund

In any of the following circumstances, employees may withdraw the storage balance in the employee housing provident fund account:

(a) the purchase, construction, renovation and overhaul of owner-occupied housing;

(2) retirement;

(three) completely lose the ability to work, and terminate the labor relationship with the unit;

(4) Having left the country to settle down;

(5) Repaying the principal and interest of the house purchase loan;

(six) the rent exceeds the prescribed proportion of family wage income.

In accordance with the provisions of items (2), (3) and (4) of the preceding paragraph, the employee housing provident fund account shall be cancelled at the same time.

If an employee dies or is declared dead, the employee's heirs and legatees may withdraw the storage balance in the employee's housing provident fund account; If there is no heir or legatee, the storage balance in the employee housing provident fund account shall be included in the value-added income of the housing provident fund.