Provident fund refers to housing provident fund, which refers to long-term housing savings paid by state organs and institutions, state-owned enterprises, urban collective enterprises, foreign-invested enterprises, urban private enterprises and other urban enterprises and institutions, private non-enterprise units, social organizations and their employees.
From July 1 2065438, all housing provident fund management centers across the country will handle the transfer and connection of housing provident fund in different places through the platform in accordance with the requirements of the National Operating Rules for the Transfer and Connection of Housing Provident Fund in Different Places issued by the Ministry of Housing and Urban-Rural Development. On 202 1 July1day, the Ministry of Housing and Urban-Rural Development of the People's Republic of China confirmed the national housing provident fund service logo and decided to start it from now on.
In 2008, various businesses of the national housing provident fund operated smoothly, with 29156.87 million yuan of housing provident fund deposited and 66 1 10008 people withdrawn. In the process of studying and revising the Regulations on the Management of Housing Provident Fund, the housing provident fund was liberalized. 29654.868668666606
It is risky to change to the provident fund.
(a) the act of withdrawing provident fund is not protected by law.
Because it is illegal to withdraw provident fund on behalf of others, such transactions are not protected by law. The property loss of the owner of the provident fund shall be borne by himself.
(2) It is fraudulent to withdraw provident fund on behalf of others. Once verified, the relevant units will recover the money.
Even if the provident fund has been withdrawn, as long as it is found, the parties should return the amount of the provident fund in full, and at this time, the owner of the provident fund has to pay a large intermediary fee to the intermediary company, which is not worth the candle.
(3) Forged materials are needed to extract the provident fund, and the intermediary company will obtain important information about the owner of the provident fund.
First of all, withdrawing provident fund on behalf of others is a matter without legal protection. In the process of withdrawing provident fund on behalf of others, intermediary companies will use relevant information to forge materials, such as unemployment certificates, death certificates and retirement certificates. In this way, the important information of the provident fund owner will be leaked, and the property and safety of the provident fund owner will bear great risks.
Legal basis:
Regulations on the administration of housing provident fund
Twenty-fifth workers from the housing provident fund account balance, the unit shall verify, and issue a certificate of extraction. Workers apply to the housing provident fund management center for withdrawal of housing provident fund with the withdrawal certificate. The housing provident fund management center shall, within 3 days from the date of accepting the application, make a decision on whether to approve or disapprove the withdrawal, and notify the applicant; If the withdrawal is approved, the entrusted bank shall go through the payment procedures.
Twenty-sixth workers who have paid housing provident fund can apply for housing provident fund loans to the housing provident fund management center when purchasing, building, renovating or overhauling their own houses. The housing provident fund management center shall make a decision on whether to grant loans within 15 days from the date of accepting the application, and notify the applicant; Where a loan is granted, the entrusted bank shall go through the loan formalities. The risk of housing provident fund loans shall be borne by the housing provident fund management center.