It is true to revitalize bank loans, but the pre-audit is not strict, and the post-audit should be more strict, and there will be more things to check. If your credit value is not good, you are likely to fail the audit. This requires psychological preparation in advance.

First, the loan review of Zhenxing Bank was fined for failing to perform due diligence.

On September 24, the CBRC issued a penalty message. Liaoning Zhenxing Bank was fined RMB 6,543,800+0.4 million by Liaoning Banking Supervision Branch for four irregularities, such as irregular management of major related party transactions, inaccurate loan risk classification, lax management of personal loan business approval and serious negligence in the "three investigations" of loans, and Xiaoyu, the relevant responsible person, was fined RMB 6,543,800+0.4 million.

According to public information, Liaoning Zhenxing Bank was incorporated in September 20 17 and officially opened to the public on October 24, with a registered capital of 2 billion yuan. Liaoning Zhenxing Bank is one of the 17 private banks approved by the regulatory authorities and the first private bank in Liaoning Province. The largest shareholder of the Bank is Shenyang Rong Sheng Zhongtian Industrial Company, with a shareholding ratio of 30%, and Shenyang Rong Sheng Zhongtian Industrial Company is held by Rong Sheng Real Estate Development Co., Ltd. 100%.

Second, understand the relevant information before the loan.

You know, many platforms actually cooperate with banks. When borrowing money, you should first check whether you will go to the credit bureau and whether you have the repayment ability. If not, we suggest not to use it, otherwise it will be very troublesome to affect the credit information. Although many loan platforms have low thresholds, the consequences of interest are very serious. In addition, when you take out a loan, you should know what their interest rate is. If the interest rate is high, it is recommended to change the platform loan. At present, many softwares have related loan functions. As long as their credit value is relatively high or their personal qualifications are relatively good, they can have a certain amount. This amount is actually the same as the loan. Be sure to pay back in time after using it, otherwise it will be very difficult to use it next time.