How long does it take for ABC to review the loan?

1. How long does it take for the Agricultural Bank to review the loan?

The second decision of ABC will mainly be based on the changes of the Capital Committee. In addition, the approval of the second-hand housing loan of ABC also includes the working days of the second-hand housing mortgage procedures. It usually takes 10- 15 working days to change the name of the second-hand house property, so the approval usually takes at least one month.

Take mortgage loan as an example:

The audit takes 22-25 working days, depending on the local bank.

Real estate mortgage loan process:

1. The borrower opens a current deposit account in the bank;

2. Prepare information about loan requirements;

3. Face-to-face signing bank;

4. Bank filing and approval;

5. After approval by the bank, notify the borrower of the approval result and sign it with the borrower.

6. Go to the Construction Committee for mortgage registration;

7. The Project Construction Committee issues his right certificate;

8. Handle insurance, notarization and other procedures as appropriate;

9. The bank will directly transfer the loan to the account agreed in the contract.

10. The borrower repays the loan principal and interest according to the provisions of the loan contract.

Take the housing mortgage loan as an example:

It takes several days for the Agricultural Bank of China to apply for housing mortgage loans, and it takes several years to slow down, which was caused by the suspension of the provident fund loan the year before last.

Overall situation:

1. Under the premise of complete loan information, the normal situation is 5-7 working days; However, due to the recent tightening of banks, approval may be slow.

2. It will take 7 days if the provident fund loan allows.

3. If the end of the year is near, the loan will be moved to the next year, and the restriction will be delayed by about one month.

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How does the Agricultural Bank lend money?

You need to apply in China Agricultural Bank. Review bank materials and personal credit reports, the same. Just sign the contract, and then repay the loan on time according to the agreed repayment plan after completing the relevant formalities.

In order to deal with it successfully, the following basic conditions need to be met:

1. China citizens aged between 18 and 65 with full capacity for civil conduct.

2. Have legal and stable work and experience.

3. Have a fixed residence or permanent residence in the local area;

4. Personal credit is good, and there is no bad credit record on the credit report.

In addition, other conditions of the loan must be met. However, borrowers will have different ways to deal with it.

For example, mortgage loans will not only review the credit information of the main lender, but also review the asset income of the borrower.

Second, how long will it take for ABC to benefit farmers?

1-3 days

Agricultural Bank of China's e-loan benefiting farmers is automatically reviewed and approved by the system, so the approval time is generally 1-3 days. Relying on Internet big data technology, as long as the user's credit qualification conditions are good enough, he can quickly pass the loan review and make the loan read quickly. In addition, there are many application channels for Agricultural Bank of China to benefit farmers' e-loans, such as counters, online banking and mobile banking.

The product also supports recovery and loan repayment, and the loan interest will be calculated according to the actual use days.

3. How long does it take for the Agricultural Bank to review the loan?

The audit time of Agricultural Bank takes 22-25 working days, depending on the local bank. Agricultural Bank of China is a large state-owned bank managed by the central government. Founded in 195 1, it is one of the major integrated financial service providers in China. The bank provides various products and services for corporate banking and retail banking, and also conducts financial market business and asset management business, covering investment banking, fund management, financial leasing, life insurance and other fields. The approval time of agricultural bank loans is related to the types of loans. Generally, credit loans will be repaid in about one month, while mortgage loans will be faster, and housing mortgage loans will take about one and a half months. Agricultural Bank of China has stipulated different approval procedures for different types of loans. After approval, a loan contract can be signed. If you want to apply for a mortgage loan, you must apply for mortgage registration, which takes a long time. Nowadays, the competition in bank loan business is fierce, so many banks have accelerated the loan application. Especially in relatively developed cities, it is faster to apply for bank loans. If the borrower's loan information is complete, the general bank loan will be released in about one month. If you apply for personal credit loans or short-term loans. Loan refers to a form of credit activity in which banks or other financial institutions lend monetary funds at a certain interest rate and must return them. The simple and popular understanding is to borrow money with interest. Banks put concentrated money and monetary funds out through loans, which can meet the needs of social expansion and reproduction and promote economic development; At the same time, banks can also obtain loan interest income and increase their own accumulation. Lending principle: The "three principles" refer to safety, liquidity and efficiency, and are the basic principles of commercial banks' loan operation. 1, loan security is the primary problem faced by commercial banks; 2. Liquidity refers to the ability to recover the loan within a predetermined period or realize it quickly without loss of land, so as to meet the needs of customers to withdraw deposits at any time; 3. Efficiency is the basis of sustainable operation of banks.

Four, mortgage loans to the Agricultural Bank, how long does it take to review?

The audit time takes 22-25 working days, depending on the local bank.

Real estate mortgage loan process:

The borrower opens a current deposit account in the bank;

Information required for preparing loans;

Face to face bank;

Bank filing and approval;

After approval by the bank, the bank will notify the borrower of the approval result and sign a loan contract with the borrower;

Go to the Construction Committee for mortgage registration;

Construction Committee issued his right certificate;

Handle insurance, notarization and other formalities as appropriate;

The bank directly transfers the loan to the account agreed in the contract;