At present, for families who have normally paid provident fund for more than 6 months in Zhuhai, the amount of provident fund loans for one person is1.5-300,000, and the amount of provident fund loans for two or more people is 250,000 -0.5 million. The loan approval amount of housing provident fund in Zhuhai is a loan amount approved after comprehensive consideration of factors such as employee's balance of provident fund deposit, monthly deposit amount, deposit time, adjustment coefficient, total loan amount, individual repayment ability, family income, purchased housing status and so on.
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I paid the provident fund in Beijing. I recently went to Zhuhai on business and found Zhuhai very suitable for living. If you want to buy a house in Zhuhai, can you use Beijing's provident fund loan?
Answer: Zhuhai accepts off-site provident fund loans. According to the relevant laws and regulations of Zhuhai, the borrower must continuously deposit the housing provident fund for more than 6 months (including off-site deposit) and reach the minimum deposit amount stipulated by the relevant laws and regulations of Zhuhai before applying for the provident fund loan. But at the same time, it must comply with Zhuhai's purchase restriction law, and the number of provident fund loans for borrowers and their families must not exceed two or two sets of housing purchases nationwide.