It is definitely possible to apply for student loans in China, but it is not clear whether South Korea provides loans.

Loans are relatively fast, and generally there are two types: borrowing less and borrowing more, and borrowing more and borrowing less. If you have enough funds, you can choose to borrow more or less. To put it simply, you deposit a certain amount in the bank, and then the bank will use a certain proportion of it as a loan to issue you a loan certificate, so that you do not need a deposit history before. Generally, the loan period is required to cover your entire study abroad period. For example, if you want to study abroad for 2 years, then you will need to borrow for 2 years. The Immigration Bureau will require you to borrow for such a long time, but in fact, you can apply for the loan after you get the visa. The loans are paid off, at least that’s what many students I’ve dealt with have done. As for which banks can handle it, I have heard of Bank of China, Shanghai Pudong Development Bank and China CITIC Bank. It seems that the Bank of China in Beijing cannot handle it, but the one in Shanghai can. If you need, you can call to inquire about the specific rates. As for what stage to apply for, this should be easy (as long as you meet the conditions). You can just do it before submitting the visa, and it will take effect immediately. As for the interest rate, I don’t think it’s very good. It’s probably between 5 and 6. You’d better consult the bank for details. The mortgage rate of a loan is generally between 90% and 58%, depending on the length of the loan. For example, if you want a loan of 340,000 yuan with a term of 3 years, you need to deposit 400,000 yuan. And the money you deposit in the bank also earns interest (you can deposit it regularly).

Hope it can be helpful to you.