The online withdrawal process of housing provident fund is as follows:
1. Find the official website of the local housing provident fund center.
Find the official website of the local housing provident fund center. After opening the official website, click on the online service center and log in to the official website of the housing provident fund management center with your personal provident fund account number and password;
2. Find Personal withdrawal business.
Find the personal withdrawal business, select the purpose of personal withdrawal of housing provident fund according to the actual situation, and then fill in the relevant information according to the actual situation, especially the personal bank savings account information, which must be filled in accurately. Otherwise, it will affect the payment to your account;
3. After filling in the fields, click Confirm.
After filling in, click Confirm, follow the prompts on the page, and check all the materials and information. After checking, click Submit, and the Provident Fund Management Center will accept the provident fund withdrawal application;
4. Wait for the approval result.
The conditions required for a provident fund loan are as follows:
1. You need to first go to the provident fund processing center to fill in the provident fund loan application form, and at the same time, you must bring it back to the unit to have the official seal stamped;
2. Original and photocopies of the identity cards, household registers and marriage certificates of both the borrower and the couple;
3. Documents proving the economic income issued by the employer of both spouses;
4. Because If you purchase a house and withdraw provident fund, you must also provide a commercial house purchase contract and payment voucher.
In summary, after applying, you can check the review progress on the provident fund official website. After the review is passed, the trustee bank will transfer the withdrawal amount to the bank account filled in when applying.
Legal basis:
Article 25 of the "Housing Provident Fund Management Regulations"
If an employee withdraws the balance in the housing provident fund account, the unit where he works shall Verify and issue withdrawal certificate.
Employees should apply to the Housing Provident Fund Management Center to withdraw housing provident funds with the withdrawal certificate. The Housing Provident Fund Management Center shall make a decision on whether to allow the withdrawal or not within 3 days from the date of accepting the application, and notify the applicant; if the withdrawal is approved, it shall be returned to the entrusted bank for payment procedures.