If it is a full transaction, the buyer gets a new title certificate, and both parties can unfreeze the seller's account in the bank and get the final payment. Loan If the buyer borrows money to buy a house, the seller can get the balance after the house is transferred. However, the time to receive the final payment depends on the buyer's loan form. Different loan forms receive the final payment at different times.
Pay off the house payment when handing over the house, and be careful not to collect the house through the intermediary when selling the house. Pay off most of the house payment on the day of transfer.
After the house is transferred, the bank and the new owner need to register the mortgage. After the mortgage registration, the bank will receive other warrants and then arrange to issue loans.
Extended information property transfer preparation information
(1) application form for real estate transfer registration;
(2) the identity certificate of the applicant;
Materials required by the seller: original ID card and copy of ID card. If you are married, you need the original and photocopy of the marriage certificate and the original real estate license; If one of the husband and wife can't be present, they should first write a power of attorney and then go to the judicial bureau for notarization, and a copy of the household registration book.
Materials required by buyers: original and photocopy of ID card, household registration book and photocopy. If you are single, you need to go to the Civil Affairs Bureau to issue a single certificate.
(3) Certificate of real estate rights;
(4) Administrative decisions of relevant administrative organs, real estate sales contracts (notarized real estate sales contracts shall be submitted as required) or notarized real estate gifts, or notarized real estate inheritance certificates, or real estate exchange agreements, or real estate division agreements;
Baidu Encyclopedia-Final Payment