1. Loan application failed to be approved: Wanda Loan will review the loan application, and your personal credit record or other conditions do not meet the requirements, which may lead to the loan application failing to be approved, thus making it impossible to lend money.
2. Incomplete or incorrect loan information: If the loan information you provide is incomplete or incorrect, it may lead to the failure of approval or require more time.
3. System failure or other reasons: As Wanda Loan Platform is an automated system, if the application cannot be processed or delayed due to system failure or other reasons, the loan time will also be extended.