Need to go through the process. Specific as follows

Processing flow of manufacturer's financial loan: 1. Enterprises apply for working capital loans from banks, and provide relevant materials of enterprises and guarantors (if necessary). 2. Sign relevant guarantee contracts. For the development of enterprises, if you need to apply for enterprise loans, you must provide relevant guarantee certificates in accordance with relevant regulations. 3. The bank shall examine and approve the loan before. 4. After the enterprise opens an account and the loan is approved, the bank will sign a loan card with the enterprise, and the bank will handle the loan card of the enterprise together. 5. Lending. The enterprise will hand over the relevant information and loan card (if not, you need to provide prescription, fee extension, etc.). To the bank. 6. Loan approval. The bank will review the customer's credit rating and repayment ability according to relevant regulations, and notify the enterprise in time if it considers that it meets the loan conditions. 7. Loan issuance. After the enterprise obtains the loan, the bank will transfer the money to the account agreed by the enterprise according to the repayment method agreed in the contract. 8. Corporate repayment. The enterprise should repay the loan on time, otherwise, the bank will recover the loan from the credit of the enterprise. 9. Post-loan inspection. After the enterprise loans, the bank will always pay attention to the operation of the enterprise, find the loan situation in time, and find it quickly, so as to fully protect the reputation of the enterprise.

What does auto finance do? Automobile finance loan process

Broadly speaking, auto finance refers to the industrial chain financial services around the entire auto industry, including auto design, production, sales and consumption, credit, leasing, fund raising, mortgage loans and other financial activities. In a narrow sense, automobile finance refers to financial services in automobile sales and consumption, including financing, loans, insurance and leasing.

However, today's auto finance refers to the way that people who buy cars apply for preferential purchase from financial companies when funds are insufficient. Although auto financing companies will also check the applicant's credit information, the threshold of auto financing companies will be lower than bank loans. Secondly, compared with bank loans, we can choose different modes and different payment methods according to our personal needs. Auto finance basically provides funds. You can buy a car quickly by paying a certain percentage of down payment and interest, and the rest can be settled by the auto finance company.

Car financing loan car purchase process

1. First, choose the model you want to buy in the 4s shop, and then negotiate with the sales staff of the 4s shop about the vehicle price, handling fee, down payment ratio and loan amount.

2. Then apply to the auto financing company for a loan to buy a car, fill in the corresponding application form, and submit the materials needed for the audit, such as ID card, household registration book, income certificate, etc.

3. An auto financing company shall examine the application qualification of the lender.

4. For the loan contract and guarantee contract approved by the auto financing company, the applicant should read the above terms carefully. If there is no problem, sign the loan contract in the 4S shop, pay the agreed down payment for the car on the same day, and purchase all auto insurance and auto purchase tax at the same time.

Then, you can go to the vehicle management office to get the license plate and go through the mortgage formalities with the payment slip and relevant information.

6. After the relevant mortgage procedures are completed, you only need to wait for the financial institution to lend money.

How does Xiaomi Finance get a loan? The application strategy is clear at a glance!

With the development of online lending industry, more and more star lending platforms have emerged, such as Xiaomi Financial Loan. Many borrowers have the impulse to try Xiaomi financial loan when applying for loans. So, how does Xiaomi Finance get a loan? Here, I would like to introduce the relevant contents to you.

Xiaomi financial loan is only open to some people, and those who meet the loan conditions can apply for loans. Xiaomi financial loan application conditions are as follows:

1, personal credit is good, there is no record of non-performing loans, and it cannot be black credit or black network;

2. The comprehensive score must meet the application requirements. Generally speaking, users of Xiaomi electronic equipment are more likely to pass.

If you meet the basic loan conditions, you can try to apply for Xiaomi Financial Loan. The specific operation steps are as follows:

1. Download and open Xiaomi Loan APP or Xiaomi Finance APP, and confirm the authorization;

Fill in the personal information as required, and then you can see your credit limit.

Xiaomi financial loan has two loan models, one is cash loan, and the other is installment shopping. Details are as follows:

1. Cash loan can provide you with a pure credit loan of no more than 200,000 yuan. The daily interest rate can be as high as 1 minute, and the loan can be repaid as you borrow it.

2. Shopping in installments mainly helps you to buy goods in installments on Xiaomi. There are three periods: 3, 6 and 12. The total cost of 3 cycles is the total cost. For friends who plan to shop from Xiaomi Mall, the mode of installment shopping will be more cost-effective.

The above is the whole content of how Xiaomi Finance loans, hoping to help everyone.

How does Xiaomi's financial loan amount reach 50,000? That's what old hands do!

How can Xiaomi's financial loan have a quota? There is one thing that must be done!

How to promote drainage in financial loans

1. Plug-in and Paste-in (plug in the car, open the car door, sweep the market, sweep the street)

2. WeChat merchants play (paying WeChat merchants to advertise)

3. Various physical advertisements (banners, floor signs, bicycle sharing)

4. Telemarketing (the number resource is more important, and you can also hire someone to call)

5. Collection company. Every collection company has a large list of repayment customers, and more people want to apply for loans again every day. If you take care of them, it is much more effective than running several peers.

6. Credit center, go to the People's Bank to send business cards to "rob" customers. Where is the People's Bank? A place to collect credit information. Of the 10 credit callers, 9 definitely want to borrow money and need to spend a lot of time on it.

1. Loans from financial institutions refer to loans granted by commercial banks to various financial institutions. It mainly includes loans to correspondent banks, foreign banks, investment banks, savings and loan associations, credit cooperatives and finance companies. Although these financial institutions are lenders themselves, they partly rely on commercial banks in terms of funding sources and need commercial banks to provide financing, mainly short-term financing. Commercial banks usually set a loan limit within which they can borrow money. Because their loan demand is fixed, they can borrow and repay at any time. They use the interest income of the loan to pay the loan interest and make a profit from it.

2. Loans to financial institutions mainly include loans to correspondent banks, foreign banks, investment banks, savings and loan associations, credit cooperatives and other financial companies. Although most financial institutions raise funds and issue loans by selling commercial paper, they still need to borrow short-term funds from other commercial banks. In order to ensure the need of short-term financing and the maturity of issued commercial paper, these financial institutions often conclude loan limit agreements with several large commercial banks, which can repay loans within the loan limit, and the interest income and expenditure of loans can offset each other. Due to the guarantee of credit limit agreement and short-term demand, such loans are usually unsecured. Interest rates are also relatively low. For large financial institutions, the basic interest rate plus compensation or agreement commitment fee is usually used to determine.

Automobile finance loan processing flow

1. Vehicle selected by the customer;

2. Submit a loan application;

3. Submit application materials, including identity documents, work certificates, income certificates, residence certificates and credit reports, and personal assets certificates (auxiliary materials);

4. The auto financing company accepts the application and arranges the Commissioner to visit the home of the car buyer;

5. After the approval of the auto financing company, the car buyer signs a loan agreement with the dealer, pays the down payment and purchase tax, inspects the car, and then the dealer assists in completing the formalities of car licensing and mortgage registration;

6. The owner repays the loan on schedule.

This concludes the introduction of how to make financial loans and how to handle them. I wonder if you have found the information you need?