The provident fund can be loaned twice. Provident fund loans need to meet the conditions of provident fund loans. Provident fund loans can be issued to the first and second suites, and provident fund loans cannot be used for the third suite. Provident fund loans can be used twice, and provident fund withdrawals can be used all the time. Provident fund loans refer to loans enjoyed by employees who pay housing provident fund. According to national regulations, all employees who have paid housing provident fund loans can apply for individual housing provident fund loans according to the relevant provisions of provident fund loans. 20 12 Some cities relaxed the conditions of provident fund loans, including 9 counties in Linyi City, Shandong Province. From June 20 12 to June 1 year, the upper limit of housing provident fund loans was raised from 200,000 yuan to 300,000 yuan. 20 14, 10 In June, the Ministry of Housing and Urban-Rural Development, the Ministry of Finance and the People's Bank of China issued a document, including relaxing the conditions of provident fund loans, promoting loans in different places, reducing intermediate costs, canceling the housing provident fund personal housing loan insurance, notarization, new house evaluation and compulsory institutional guarantee, and reducing the burden on loan workers. Among them, employees who have paid for six months can apply for provident fund loans (currently 65438+). On August 17 and 15, the Ministry of Housing and Urban-Rural Development jointly issued a notice saying that the down payment for purchasing a second home with provident fund loans will be cancelled by 20% from September 15 and 1 day.