The so-called rotating line refers to the line that can be used back and forth. For example, financial institutions give users a revolving line of 50,000 yuan, and users borrow 20,000 yuan, and the loan amount becomes 30,000 yuan. When the user repays 20,000 yuan, the user's quota will be restored to the original 50,000 yuan, and the user can continue to borrow.

Does the circular line always have points?

Not necessarily. When the user uses the credit line, the page must check the credit record, which means that the revolving credit line is on the credit record every time. Moreover, when users use revolving loans, the loan page shows the credit inquiry, so this kind of loans will be reported in the credit report every time. If the user does not need to check the credit for the first time, then the subsequent use of the loan line does not need to check the credit.