How much interest do you have to pay for the 300 thousand provident fund loan every year! ! ! ! ! ! ! ! ! ! ! ! ! ! How terrible I am! I'm afraid I've miscalculated! ! !
I don't know whether you bought a second-hand house or a new house. Second-hand housing provident fund loans do not exceed 50% of the house price, and new houses can borrow 70%. I don't know how many years you have borrowed provident fund loans. Now the interest rate for five years is 4.5%. You can calculate, 300,000 x 4.5% = 1.35 million yuan. This is the interest you pay for one year x 67500 yuan for five years, divided by 60 months. 300,000 divided by 5000, 60 months+1125 = 6125, is your monthly repayment amount. I just applied for a provident fund loan recently.