Of course. According to Nanning's provident fund withdrawal policy, eligible employees can withdraw their own and their spouses' provident fund when purchasing their own property houses outside the city. Eligible employees refer to the household registration certificate or work certificate of the city where the house is purchased. If you buy a foreign house, you should provide your spouse's ID card, provident fund card, house purchase contract, real estate license, full payment, household registration certificate or work certificate. "
Housing accumulation fund refers to the long-term housing savings paid by state organs, state-owned enterprises, urban collective enterprises, foreign-invested enterprises, urban private enterprises and other urban enterprises, institutions, private non-enterprise units, social organizations and their employees.
The definition of housing provident fund includes the following five aspects:
(1) The housing accumulation fund is only established in cities and towns, and the housing accumulation fund system is not established in rural areas.
(2) Only on-the-job employees can establish the housing accumulation fund system. Unemployed urban residents and retired workers do not implement the housing provident fund system.
(3) The housing accumulation fund consists of two parts, one part is paid by the employee's unit, and the other part is paid by the employee. After the employee's individual deposit is withheld by the unit, it will be deposited into the individual account of the housing provident fund together with the unit deposit.
(4) The long-term nature of housing provident fund deposit. Once the housing provident fund system is established, employees must be paid continuously in accordance with the regulations during their employment, and shall not be suspended or interrupted except for employees' retirement or other circumstances stipulated in the Regulations on the Administration of Housing Provident Fund. It embodies the stability, unity, standardization and compulsion of housing provident fund.
(5) The housing accumulation fund is a personal housing savings fund specially used by employees for housing consumption expenditure according to regulations, which has two characteristics:
First, it is cumulative, that is, the housing provident fund is not an integral part of employees' wages, and it is not paid in cash. It must be deposited in a special account opened by the housing provident fund management center in the entrusted bank, and special account management is implemented.
Can the provident fund in different places buy a house across provinces?
1, national off-site loans
Beijing, Shanghai, Guangzhou, Shenzhen, Chongqing, Tianjin, Harbin, Taiyuan, Shijiazhuang, Chengdu, Hainan Province, Guiyang, Xining, Hangzhou, Yinchuan, Xiamen and Fuzhou have achieved nationwide loans from different places, that is, employees who have paid provident fund in other provinces and cities in China can apply for provident fund loans to buy houses in this 18 place. Among them, Hangzhou and Yinchuan expanded the scope of off-site loans from the province to the whole country, and Xiamen and Fuzhou were the first cities to implement off-site loans.
2. Inter-provincial loan areas
The four cities of Wuhan, Changsha, Nanchang and Nanning only aim at some cities outside the province, and implement mutual loans of housing provident funds in different places.
3, the province, the region off-site loans
Nine cities, namely Qingdao, Shenyang, Changchun, Jinan, Luoyang, Hefei (with Fuyang, Lu 'an, Huainan, Chuzhou and Huaibei), Xi, Kunming and Lanzhou, have realized loans in different places in the province, that is, they can apply for provident fund loans to buy houses in other cities in these provinces.
Second, can the housing provident fund buy a house in a different place?
Can the housing provident fund buy a house in a different place? It is reported that housing provident fund can buy a house in different places and apply for housing provident fund loans in different places. From 2065438+2005 10, the loan business of provident fund in different places will be fully implemented. Deposited employees who purchase houses outside the place of deposit may apply for loans from the housing provident fund management department of the place of purchase according to the housing provident fund loan policy of the place of purchase. The housing provident fund management institution at the place of deposit and the place of purchase shall issue and confirm the deposit certificate and other materials in time and handle the loan procedures.
Housing provident fund purchase conditions in different places:
1. If the housing provident fund has been paid in full for more than 6 months (inclusive), you can apply for a personal housing loan from the housing provident fund. For those who have paid the housing provident fund in different places and paid it in the current deposit place for less than 6 months, the payment time can be calculated according to the payment certificate issued by the housing provident fund management core of the original deposit place.
Where can I use dry goods for off-site provident fund loans?
Many office workers can't give full play to the role of provident fund because of great changes in their workplace, and it is quite distressing to apply for provident fund loans. Since the full implementation of provident fund loans in different places, many buyers have increased their enthusiasm for buying houses. To a certain extent, the expected annualized interest rate of provident fund loans is low. Although the loan time is long, it is good to save the mortgage cost. Where can I get a loan from the provident fund in different places?
(1) Support cities with loans from different provinces and regions.
Cities: Hangzhou, Qingdao, Shenyang, Changchun
, Jinan, Luoyang, Hefei (mutual loans with Fuyang, Lu 'an, Huainan, Chuzhou and Huaibei), Xi, Kunming, Yinchuan and Lanzhou.
It should be noted that Changchun, Qingdao, Luoyang and Kunming require household registration in this city, while Yinchuan requires non-agricultural household registration in Ningxia.
(2) Support cities in different places in China with loans.
Beijing, Shanghai, Guangzhou, Shenzhen, Chongqing, Tianjin, Harbin, Taiyuan, Shijiazhuang, Chengdu, Hainan Province, Guiyang (trial period 1 August 15) and Xining.
It should be noted that Guangzhou, Harbin, Chengdu, Shijiazhuang, Hainan Province and Guiyang require household registration in this city.
(3) Cities in inter-provincial loan areas
The Central Triangle, Wuhan, Changsha, Nanchang and Nanning.
It should be noted that Nanning and 2 1 province (region) directly under the provident fund, including Guangxi, have realized loan intercommunication, and are not limited to household registration, and can buy a house in the other provincial capital city. 2 1 List of provincial (district) direct centers: Nanning Housing Provident Fund Management Center, Shaanxi Housing Fund Management Center, Hebei Housing Fund Management Center, Shanxi Provincial Government Housing Fund Management Center, Inner Mongolia Autonomous Region Housing Fund Management Center, Liaoning Provincial Housing Fund Management Center, Jilin Provincial Housing Fund Management Center, Heilongjiang Provincial Housing Fund Management Center, Jiangsu Provincial Government Housing Fund Management Center, Zhejiang Provincial Housing Fund Management Center, Anhui Housing Fund Management Center, Fujian Housing Fund Management Center, Jiangxi Housing Fund Management Center, Henan Housing Fund Management Center, Hunan Housing Fund Management Center, Sichuan Housing Fund Management Center, Guizhou Housing Fund Management Center, Yunnan Staff Housing Provident Fund Management Center, Gansu Housing Fund Management Center, Ningxia Autonomous Region Housing Fund Management Center, Qinghai Housing Fund Management Center.
(4) cities that have not realized loans from different places.
Nanjing, Suzhou, Zhengzhou, Dalian, Xiamen, Fuzhou and Hohhot.
Buyers who want to apply for off-site provident fund loans should note that the above-mentioned off-site regional provident fund loans are for reference only, subject to the actual announcement by the local provident fund management center.
Can't Guangxi people borrow Nanning provident fund in different places?
Can't Guangxi people borrow Nanning provident fund in different places? No, at present, most cities in China have not opened housing provident fund loans in different places, only a few cities can, or several cities in the same province can borrow money in different places. 2. Can I use the provident fund loan to buy a house in a different place? Policies vary greatly, and the provisions of provident fund loans are not the same. Specifically, you should consult the local housing provident fund management center or the provident fund management center official website, which will generally be introduced.
Can the provident fund be loaned in different places?
202 1 year provident fund can be loaned in different places.
At present, some cities allow provident fund loans to buy houses in different places. Deposited employees who purchase houses outside the place of deposit may apply for loans from the housing provident fund management department of the place of purchase according to the housing provident fund loan policy of the place of purchase. The housing provident fund management institution at the place of deposit and the place of purchase shall issue and confirm the deposit certificate and other materials in time and handle the loan procedures.
If you have paid the housing provident fund in full for more than 6 months (inclusive), you can apply for the housing provident fund personal housing loan. If the local area is not allowed to directly apply for provident fund loans to buy a house, you can also transfer the provident fund to the local area first, and then apply for provident fund loans to buy a house.
1. National Provident Fund Loan in Different Places
The national provident fund loan in different places means that employees who have paid the housing provident fund in any city in the country can go back to their domicile to apply for the housing provident fund loan in different places.
However, at present, there are few cities that support the nationwide access to provident fund loans in different places, and there are no household registration restrictions, and the policies among cities are different. Cities with limited household registration include Beijing, Guangzhou, Shenzhen and Qingdao.
2. Loans from different places in the province
Loans in different places in the province refer to employees whose household registration was originally in the loan city, but only worked in other cities in the province and paid the housing provident fund. When they return to their registered residence to buy a house, they can apply for a loan from another place.
At present, most cities support provincial provident fund loans in different places, and some cities have household registration requirements, such as Luoyang, Lanzhou, Kunming, Hefei and Ningbo. Therefore, before applying, it is best for buyers to consult whether the provident fund management center of the deposit place can lend in different places.
3. Inter-provincial provident fund loans in different places
Inter-provincial provident fund loan means that employees can pay provident fund in their work units and apply for provident fund loans to buy houses when they return to their registered permanent residence, even if their work units and registered permanent residence are in two provinces respectively.
At present, the central triangle cities, Nanning and the capital cities of 20 provinces can handle inter-provincial provident fund loans.
This is the end of the introduction of Nanning foreign loan provident fund and the withdrawal of Nanning foreign loan provident fund. I wonder if you found the information you need from it?