In 20 17, the company produced version 3.0 of Handing Yuyou, reorganized its business segments, and established two major segments: Smart City and Finance (ToB) and Smart Business and Medical Care (ToC).
In the first half of 2020, the company determined the development strategy with smart city and smart medical care as its core business.
To sum up, the company has accurately grasped the industry dividend and set foot in mobile internet, internet finance, pan-entertainment and medical care, but its main business has changed. I don't know which is the company's main business. As a result, Flush, CSRC, Shenwan and CITIC were unable to locate the company accurately, and finally abandoned themselves and classified the company as a software development and IT service industry.
Looking back on the past few years, I have been introduced to various online lending platforms, and I have been asked to help them promote online lending platforms in WeChat official account. Putting money in Yu 'ebao has become an old joke, but I refused without exception.
Many cautious friends can't help but embark on the road of thunder. One of them invested 0.2 million/200 thousand in early June and tried several times, which has shown that the customer service does not pick up. On a field trip to Shanghai, I found that the company was empty.
A while ago, I had a haircut on the street corner. I also heard that an aunt invested 300,000 yuan with a monthly interest of 20,000 yuan. It seems that she is far-sighted and keeps pace with the times. For such people, mental decline is normal physiology, and fatal is bursting greed.
The platform must return the investor's principal and income. If the borrowing enterprise fails to repay or pay on schedule, the platform will handle or advance it first. In short, the company that borrowed money can't afford it, and the platform will pay it back first.
"It is natural to borrow money and pay back the money" is true. The money borrowed by the borrowing enterprise must be repaid, and the bond investment of investors must also be protected. However, the problem of rigid redemption is that when the enterprise that really borrows money can't afford it, the platform should pay in advance, not the platform that borrows money.
In fact, there is no legal requirement for rigid redemption in China, which is just an unwritten hidden rule of the trust industry at first, and later spread to all financial fields. When there is a redemption problem, first of all, it is rigid redemption, and then the finance company goes to the borrowing company to collect debts, which has almost become the solution process of all similar things.