★ Talents who purchase the first set of self-occupied housing with loans for the first time in Yichang area can apply for housing provident fund loans at the entrusted bank agency outlets of the Yichang Housing Provident Fund Center or county and city business departments, and at the same time increase the housing provident fund loan amount according to the prescribed multiple, starting from the next month when the housing provident fund is paid by the Yichang Housing Provident Fund Center, provided that the conditions of other housing provident fund loans are met. If the loan amount of housing provident fund is insufficient and meets the loan conditions of commercial banks, you can apply for a portfolio loan. Other conditions of talent housing provident fund loans shall be implemented according to the "Measures for the Administration of Individual Housing Provident Fund Loans in Yichang City".

★ If talents apply for housing provident fund loans or housing provident fund portfolio loans, according to the classification of talents, the loan amount is 1.2- 1.5 times of the loan amount that borrowers can apply for, not exceeding the specified proportion of the total housing price and not exceeding 1.2- 1.5 times of the maximum housing provident fund loan amount.

★ Implementation standard of floating multiple of applicable housing provident fund loan amount:

1 and f The loan amount of talent housing provident fund is 1.2 times of the loan amount that the borrower can apply for, and does not exceed the specified proportion of the total housing price, and does not exceed 1.2 times of the maximum loan amount of housing provident fund.

2. The loan amount of the F-type talent housing provident fund is 1.3 times of the loan amount that the borrower can apply for, and does not exceed the specified proportion of the total housing price, and does not exceed 1.3 times of the maximum loan amount of the housing provident fund.

3. The loan amount of E-type talent housing provident fund is 1.4 times of the loan amount that the borrower can apply for, and does not exceed the specified proportion of the total housing price, and does not exceed 1.4 times of the maximum housing provident fund loan amount.

4. The loan amount of housing provident fund for talents of Class B, C and D shall be 1.5 times of the loan amount that the borrower can apply for, and shall not exceed the specified proportion of the total housing price and 1.5 times of the maximum loan amount of housing provident fund.