Legal analysis: In the case of online loan fraud, the victim can report the case to the place where the crime occurred, the place where the fraud was committed, the place where the fraud result occurred, and the suspect's residence. The police in any of the above places should accept the report after receiving it. In addition, in case of online loan fraud, we should also do a good job in evidence preservation, such as keeping chat records with suspects, transfer records, and general recalls.

Legal basis: Article 193 of the Criminal Law stipulates that anyone who defrauds a bank or other financial institution of loans for the purpose of illegal possession under any of the following circumstances shall be sentenced to fixed-term imprisonment of not more than five years or criminal detention, and shall also be fined not less than 20,000 yuan but not more than 200,000 yuan; If the amount is huge or there are other serious circumstances, he shall be sentenced to fixed-term imprisonment of not less than five years but not more than ten years, and shall also be fined not less than 50,000 yuan but not more than 500,000 yuan; If the amount is especially huge or there are other especially serious circumstances, he shall be sentenced to fixed-term imprisonment of not less than 10 years or life imprisonment, and shall also be fined not less than 50,000 yuan but not more than 500,000 yuan or confiscated property:

(a) fabricating false reasons such as introducing funds and projects;

(two) the use of false economic contracts;

(3) using false documents;

(four) the use of false proof of property rights as a guarantee or repeated guarantee beyond the value of collateral;

(5) obtaining loans by other means.