If you want to apply for a personal loan at China Merchants Bank, it is generally not less than 50,000 yuan, and the amount of different loan types is different. I suggest you consult the customer service hotline or "online customer service" in detail. Your specific loanable amount requires you to submit relevant information, which can only be determined after being audited by the outlets. You can directly contact the personal loan department of local outlets for consultation.
Second, how much can a personal loan be borrowed?
How much personal loans can be borrowed depends on your loan type and personal qualifications, and the amount is generally within 300,000. If it is a mortgage, the loan amount can reach up to 80% of the purchase price, and the amount of other loans is different. In addition, the better the personal qualifications, the higher the loan amount and the greater the success rate of the application. The latest product of loan advertisement is coming soon! The amount of personal loans is uncertain, because there are many types of personal loans, such as personal housing loans, car loans, credit loans and so on. Among them, the credit loan amount is less than 654.38+10,000 yuan, and both mortgage loan and car loan can reach 80% of the original price.
3. How much can I borrow from personal loans in Tianjin?
1. The maximum amount of provident fund loan is 600,000 yuan for both husband and wife, and 700,000 yuan for the party with supplementary provident fund or monthly housing subsidy; The maximum amount of individual employees' application is 400,000 yuan, and the maximum amount of supplementary provident fund or monthly housing subsidy is 500,000 yuan.
2. The loan amount of the housing provident fund is calculated according to four factors: multiple of the balance of the housing provident fund account (20 times), a certain proportion of the purchased housing price (30% of the first set), the borrower's repayment ability (income is 2.5 times of the monthly payment) and the maximum loan amount (the last one), and the minimum value is taken as the loan amount.
3. The house price is 720,000 yuan, the down payment is 210.6 million yuan, and the third floor loan is 504,000 yuan. The information you provided cannot accurately calculate the amount of your loan.
4. In addition to the down payment, you need to pay relevant taxes and fees when buying a house. Because I don't know whether you bought a first-hand house or a second-hand house, the specific housing information is unknown, and the specific taxes and amount can't be counted.