How to calculate interest on Rural Commercial Bank Peach Rooster Loan
Interest = loan amount * loan term * loan interest rate. The repayment methods of Gongji Loan include monthly interest payment, principal repayment at maturity, and repayment at any time. Therefore, Gongji Loan can be borrowed and repaid at any time, and Gongji Loan is a product with interest calculated on a daily basis, and the annual interest rate of the loan is 6.65%. , the maximum loan term is 3 years, and the loan amount is 200,000. If you successfully apply for a Rooster Loan, if you don’t use it, no interest will accrue. Can Hangzhou Bank's Rooster Loan be re-loaned in advance?
Yes, it can be re-loaned in advance
Hangzhou Bank's Rooster Loan can be repaid in advance. It is a loan that can be repaid as you go. If the user wants to repay the product in advance, the interest will be calculated based on the actual number of days of use.
In addition, after the provident fund is repaid in advance, as long as the user has not been overdue or the qualifications have changed and do not meet the product requirements, the user can generally apply again. The bank will conduct an approval assessment. If the loan meets the requirements If the conditions are met, the corresponding credit limit will be given to the user again. Bank of Hangzhou-Gongji Loan
Bank of Hangzhou-Gongji Loan
Product Information
1. Quota: up to 300,000;
2. Interest rate: 5.15% for one-year period and 5.6% for three-year period;
3. Term: up to 3 years;
4. Repayment method: Interest first, then principal, and then Borrow and repay immediately;
5. Early repayment: No penalty;
6. Collection method: Loan to personal account.
Application conditions
1. Age: Males 23-56 years old, females 23-53 years old;
2. Borrower: State-owned enterprises, central enterprises, World 500 Strong, well-known enterprises, ordinary units;
3. Access conditions:
① The number of consecutive provident fund payment months is 12 months;
②High-quality units in Apply directly to the bank's whitelist;
③ Ordinary units need to report in advance to add to the whitelist.
Application materials
①ID card;
②Real-name mobile phone number;
③Bank card.