At present, the annual interest rate of loans for 5-30 years (including 30 years) announced by the People's Bank of China is 4.9%. According to the trial calculation of the benchmark interest rate, with the interest rate unchanged, the repayment method of equal principal and interest is adopted, and the monthly repayment amount is 8446. 19 yuan; Using the average capital method, the first monthly repayment amount is 9933.33 yuan (for reference only), and the monthly repayment amount decreases month by month.

If you are going to apply for a loan in China Merchants Bank, the loan interest rate needs to be comprehensively priced in combination with the business type, credit status, guarantee method and other factors you apply for, and can only be determined after approval by the handling outlets.