What are the risks of small property houses?
1. No real estate license and property right certificate.
From the legal point of view, a small property right house refers to a house without property rights. In other words, this kind of house has no land use certificate and pre-sale permit issued by the state, and of course the purchase contract cannot be filed with the Housing Authority. Therefore, it is impossible to have a legal, compliant and effective real estate license.
In addition, small property houses are still unable to apply for real estate licenses. Because of the property right certificate, you need to have a state-owned land use certificate, a construction land planning permit, a construction project planning permit, a building construction permit, and a commercial housing pre-sale permit. However, the developers of these small property houses do not have five certificates, and the buyers of small property houses cannot go to the housing management department to handle the relevant housing property certificates. Therefore, there is no real estate license and property right certificate for small property houses.
2. No loan or transfer is allowed.
Due to the nature of land, small property houses only have the function of living, and even housing loans cannot be handled. In fact, because of the land, all financial functions related to the government are almost zero, that is, buyers who buy small property houses can not only borrow from banks, but also mortgage, mortgage or transfer to the Housing Authority. Theoretically, he can neither buy nor sell. If he wants to buy and sell privately, there is only a contract or agreement, and there is no real estate license.
3, prone to problems, difficult to defend rights.
If a property buyer buys a small property right house, the government will rectify the small property right house after signing a contract with the developer and paying the house price, which may lead to the suspension of some projects or even forced demolition. Property buyers will face the embarrassing situation that they can neither get the house nor claim the house payment in time.
Even if the small property right housing project is successfully completed and delivered, buyers may face other problems. This is because small property houses are not recognized by law and do not need to be filed in the housing management department, which is not within the supervision of government agencies. Some small property developers will cut corners in order to make money, and there are hidden dangers in quality and safety. In the process of using the house, if the buyers encounter some housing quality problems and public facilities maintenance problems, the ways to protect their rights are very limited.
4. Property and other rights and interests are not guaranteed.
The community management where most small property houses are located may not keep up with the modern management mode, and property services cannot be guaranteed. In addition, once the property buyers buy the houses with small property rights, they will encounter the government's land acquisition and demolition. Because there is no property right certificate issued by the state for small property houses, buyers are not legal property owners and will not be able to obtain corresponding compensation for demolition.
5. The compensation for demolition is difficult and the quality is not guaranteed.
Because there is no legal owner of the small property right house, it is impossible to resist the state's land acquisition and demolition, and it is difficult for buyers to get compensation when they encounter demolition in the future. If small property houses are demolished in violation of national policies, buyers may face the embarrassing situation of not getting the house and not getting the house money back. In addition, many developers in the construction of small property houses, due to poor supervision of functional departments, cut corners on the materials used in housing to make money, there are serious security risks.