1. The down payment ratio of provident fund loans is as follows:

1, the buyer uses the provident fund loan to purchase the first house, with the minimum down payment ratio of 20% and the loan ratio of 80%.

2. The minimum down payment ratio of the buyer's provident fund loan to buy two houses is 40%, and the loan ratio is 60%.

3. The buyer cannot use the provident fund loan to buy more than three houses.

Second, the provident fund purchase extraction conditions

1, purchase commercial housing;

2, the purchase of second-hand housing (including commercial housing development units into self-management);

3. Buy public housing;

4. Purchase affordable housing;