If the provident fund loan application has been approved and all procedures have been completed, then resignation or the closure of the provident fund will not affect the provident fund loan, but the loan card should be recharged on time to avoid affecting the loan deduction.

Now you can't make up the provident fund in your own name. If you change your company, another company can't make up the provident fund for you because of the labor contract.

It is suggested to be on the safe side. Resignation after the first loan repayment can ensure that the provident fund loan is foolproof and will not be affected.

Provident fund loans can only be approved if they meet the requirements, and the interest is lower than that of commercial loans. If you finally meet the requirements, don't change it into a commercial loan unless you have enough money to donate to a commercial bank.

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Repayment method of provident fund loan

According to the loan contract signed by the loan bank and the borrower, the borrower should repay the loan on a monthly basis in the month after the loan is issued. There are two specific ways, which are chosen by the borrower:

1, 1-20 repay the loan principal and interest in cash to the loan bank every month;

2. Entrust the loan bank to withhold and remit. The borrower and the loan bank sign a withholding repayment agreement and apply for a personal repayment savings card. The borrower can deposit the repayment amount for several months at one time, or deposit all the repayment amount in a nearby bank savings office before the 20th of each month, and the bank will directly deduct the loan principal and interest to be repaid from the borrower's savings account.

The borrower can repay all the loan principal and interest in advance, or repay part of the loan principal in advance.

1. Repay all the loan principal and interest in advance, and the lending bank will re-approve the remaining loan principal and interest of the borrower according to the actual days of loan occupation.

2. Repay part of the loan principal and interest in advance, and the loan bank recalculates the borrower's monthly repayment amount or loan term according to the remaining loan principal.