According to the relevant provisions of the Measures for the Administration of Credit Granting to Small Business Customers of Huaxia Bank, the credit line is reasonably determined.

1. The credit line of a single-family member of the UNPROFOR team shall not exceed the bank's authorization for small enterprises.

2. In principle, the credit line for a single household shall not exceed 10%- 15% of the sales revenue of the previous year, and the credit line for small production enterprises shall not exceed 25% of the sales revenue of the previous year;

3. When the members of the joint guarantee team are self-employed industrial and commercial households or rural contracted households, the net assets of the self-employed households shall not exceed 2 times of the total bank financing in principle. Liabilities shall not exceed 50% of customers' annual sales profits.

4. The maximum credit line of a single household shall not exceed the sum of the joint guarantee deposit.

The approved credit line for a single household shall be determined according to the principle of 2), 3) or 4) above, whichever is lower.

5. In principle, the credit lines of all borrowers in the joint guarantee team should be consistent or basically close. Credit lines between borrowers shall not be lent to each other.