1. Calculate the monthly payment, total interest and total repayment when the average capital and equal principal and interest repayment methods are selected for commercial loans. 2. Short-term loans generally use one-time repayment of principal and interest or installment repayment of principal and interest, and this calculator is not applicable. Operating Steps: Step 1: First, choose whether your repayment method is average capital or equal principal and interest, and fill in the commercial loan term, loan amount and actual loan interest rate; Step 2: Select whether to display repayment details, and click "Calculate" to get detailed information such as monthly repayment amount, total loan interest, total repayment amount, etc.
mention
1. Commercial loans are loans used to supplement the working capital of industrial and commercial enterprises. Generally, they are short-term loans, usually 9 months, and no more than one year at most, but there are also a few medium-and long-term loans. This kind of loan is the main part of commercial bank loans, generally accounting for more than one-third of the total loans. 2. When calculating the repayment method of average capital and equal principal and interest for commercial loans, the monthly payment, total interest and total repayment amount are new.
The latest loan interest rate is short-term and medium-term personal housing provident fund loans within 6 months (%) 6 months to 1 year (%) 1 year to 3 years (%) 3 years to 5 years (%) 5 years or more (%) 5 years or less (%) 5 years or less (%)5 years or more (%). 20 12-07-06 5.60 6.00 6. 15 6.40 6.55 4.00 4.50 20 12-06-08 5.85 6.3 1 6.40 6.65 6.80 4.20 4.70 20 1 1 -07-07 6.6538 Lender: Industrial and Commercial Bank of China Institution Type: Microfinance bank loan type: pure credit unsecured loan repayment method: loan amount due: 1.00- 1 ten thousand. Suitable areas: Hebei Province, Shanxi Province, Liaoning Province, Jilin Province, Heilongjiang Province, etc. Loan currency: RMB is suitable for people: loan interest rate for various professionals: 0.58%; loan term: 1.00-72.00; processing time: 5 days; loan purpose: personal consumption loan, decoration loan, travel loan and other expenses: no other fees are charged.