Starting today, four banks, including Agricultural Bank of China, Bank of China, China Construction Bank and Bank of Communications, further adjusted the interest rate of the first home loan in Guangzhou from the benchmark to the benchmark interest rate by 5%. Yesterday afternoon, Guangdong Construction Bank revealed that the minimum loan application for Guangzhou residents' families to purchase the first set of ordinary housing accreditation standards will be 1.05 times of the benchmark interest rate from August 12, 2065438. The business department of Guangdong Branch of Agricultural Bank of China, Bank of China of Guangdong, Bank of Communications of Guangdong and other banks have also informed that they have decided to raise the mortgage interest rate in Guangzhou to 1.05 times of the benchmark from August. This is the first time that the mainstream interest rate of the first suite in Guangzhou has maintained the benchmark interest rate for nearly three months, and it has once again ushered in an increase.

The interest rate adjustment of the second home loan is different from bank to bank.

Yesterday afternoon, Du Nan reporter took the lead in learning from Guangdong Construction Bank that starting from August 12, 2065438, the lowest interest rate for Guangzhou residents to apply for loans for purchasing ordinary houses was 1. .05 times the execution. Du Nan reporter also learned from the banking departments of Guangdong Branch of Agricultural Bank of China, Guangdong Branch of Bank of China, Guangdong Branch of Bank of Communications, etc. that it was confirmed that the mortgage interest rate in Guangzhou would be raised to 1.05 times of the benchmark on August 2, and documents were issued to all branches.

Although the interviewed mortgage agent told ICBC that the interest rate of the first home loan had been adjusted to 1.05 times. However, the relevant person in charge of the business department of ICBC Guangdong Branch denied this, saying that the first set of interest rates of ICBC is the lowest benchmark at present, and the second set of interest rates are the lowest 10%, which will be dynamically adjusted according to the market capital price in the future.

For the second home loan, after this adjustment, there are certain differences in interest rates among banks. Among them, Bank of China and Bank of Communications introduced that the loan interest rate should not be lower than 1. 1 times of the benchmark interest rate for those who meet the second home loan standard. The minimum interest rate for second-home loans of CCB and ABC is benchmark interest rate floating 15%.

After the adjustment of mortgage policy, buyers are very concerned about the problem of new and old stalls. Du Nan reporter saw a document issued by Guangdong Construction Bank showing that the interest rate will be implemented at 0: 00 on August 20 12 and 20 17, and the original interest rate will be implemented at 201/month 24. If it is entered into the system after 0: 00 on August 20 17 12, it shall be implemented according to the new interest rate requirements.

Some joint-stock banks have quietly floated 10%.

Before the state-owned banks were planning to raise the interest rate of the first home loan, several joint-stock banks had quietly raised the interest rate of the first home loan. Yesterday, the interest rates of the first home loan including China Merchants Bank, Huaxia Bank and Guangfa Bank all rose. Among them, the first home loan interest rates of Huaxia Bank and Guangfa Bank rose by 10%, the second home loan interest rate rose by 20%, and the first home loan interest rate of China Merchants Bank also rose by 5%.