2. Sign the deposit agreement and intermediary agreement, and pay the deposit after signing the agreement;

3. Sign a sales contract, that is, a real estate sales contract, and at the same time file the contract online;

4, pay a down payment, if the last home has a loan, usually the last home will use the down payment to repay the loan in advance;

5. Go through the next loan procedure and apply for a loan from the bank with the sales contract and other materials;

6. Handle the transfer transaction procedures. After the transfer formalities are completed, the fair will issue a receipt;

7. Get the title certificate, and you can get the title certificate within 20 days after the receipt comes out;

8. The lending bank may issue loans to the next home. The time for lending may be before the property right is completed, or after the property right certificate is completed, depending on how the next home and the bank agree;

9. hand over the house and pay the final payment.

Extended information that should be paid attention to when buying second-hand houses through intermediaries:

1, don't give the house payment to the intermediary. At present, in the second-hand housing transaction, some intermediary staff often use various methods to persuade customers to hand over the house payment to the intermediary for escrow. However, once the house payment is handed over to the intermediary, the intermediary company will delay the transaction time for various reasons, and occupy and misappropriate the customer's house payment for the company's profit. Some intermediaries occupy the customer's house payment for 2-3 months, which brings great inconvenience to both buyers and sellers.

2. Keep all the evidence properly. In the transaction process, you need to pay attention to keep copies of written materials with the intermediary, such as contracts, receipts, ID cards, real estate licenses, etc., to avoid future disputes, but you can't defend your rights because of insufficient evidence. Especially some verbal promises made by the intermediary, you must insist on writing them into the contract, otherwise they will be invalid.

3. Refuse to pay all kinds of miscellaneous fees except agency fees. Some intermediaries will also charge transfer expedited fees, fund guarantee fees, and provident fund loan relationship fees. But in fact, in addition to the taxes and fees charged by the state, formal intermediaries only need to charge intermediary fees, and other fees will not be charged.

Baidu Encyclopedia-Second-hand Housing Sales Process