Warm Heart Loan is a pure credit loan, operated by always online. If the loan is less than 5,000 yuan, you can choose the repayment period of 7-40 days. The loan amount is 3000- 10000 yuan, and you can choose 3-month or 6-month cash installments. The minimum monthly interest rate of warm heart loan is 0.55%.
For warm-hearted loans, if they are overdue for more than 3 times in a row or 6 times in total, they are seriously overdue and will not increase the loan amount, and will also be rejected. If the previous loan is not paid off, the quota will not be increased. For example, before the loan of 50,000 yuan, only 40,000 yuan was paid back, 10000 was not paid back. The maximum amount of the next loan is 40,000 yuan, and the amount will not be increased.
To apply for a warm-hearted loan, the following conditions must be met: the sesame credit score is above 6 10; The buds have been in bloom for more than two months; Age 18-35 years old; The real name of the mobile phone has been used for more than 6 months.
What will happen to warm-hearted loans overdue?
1. Warm heart loans overdue for more than 3 days, the platform will call to urge the borrower to repay;
2. If there is a high penalty interest, financial institutions may also generate penalty interest on the basis of penalty interest, and these expenses are quite scary.
3. Each online lending platform is its own collection system, and the collection, intimidation and abuse of telephone messages will seriously affect personal life, study, work and so on.
4. Call the borrower's parents, colleagues, relatives, leaders and other third parties to urge the borrower to repay;
5. Upload personal information to the credit information platform and upload personal information to the network platform, resulting in credit damage;
6. Court prosecution.
Nowadays, online lending will generate high interest, and loans need to be cautious to avoid stepping into the quagmire.