Cause: Young entrepreneurs can apply for small discount loans at the Youth Entrepreneurship and Employment Service Center. Chen Nannan, a young man from Yichuan, wants to know whether he meets the requirements and how to apply.

Representative: Today, the reporter consulted the relevant person in charge of the Municipal Youth Entrepreneurship and Employment Service Center.

Publish the required object identification.

Unemployed persons are required to provide a re-employment concession card or employment unemployment registration certificate issued by the labor and social security department (hereinafter referred to as? Unemployment certificate? ); Demobilized soldiers provide valid certificates and unemployment certificates for retired soldiers; College graduates from ordinary institutions of higher learning, secondary vocational schools and technical schools shall provide graduation certificates and unemployment certificates within 2 years after graduation; Disabled persons provide disability certificates and unemployment certificates; Migrant workers who return home to start businesses need to provide the' certificate of going out to work' issued by the labor security agency in the township (street) where their household registration is located; Land-expropriated farmers provide land-expropriated certificates or unemployment certificates issued by township (street) labor and social security institutions.

Provide the partnership agreement or articles of association of the above six categories of personnel; Small enterprises provide small enterprises (except those that are not encouraged by the national industrial policy). In that year, the newly recruited six categories of employees reached 30% of the total number of employees in the enterprise (enterprises with more than 100 employees reached 15%), and signed labor contracts with them for more than 1 year and paid social insurance. By the labor and social security departments in accordance with the "Interim Provisions" identified standards for small and medium-sized enterprises.

Amount, term and interest

The amount of small secured loans for self-employment and self-employment is generally not more than 50,000 yuan for men and 80,000 yuan for women; Partnership, organized employment, according to the per capita 50 thousand yuan to determine the size of the loan, the total amount is generally not more than 500 thousand yuan; For small enterprises that meet the requirements or enterprises that use disabled people intensively, the loan amount can be determined according to the actual number of qualified employees and 50,000 yuan per capita, generally not exceeding 2 million yuan. The term of small secured loans is generally 1 year.

For the first seven categories of qualified talents, the central government will give full discount; For labor-intensive small enterprises, the financial department will give a discount at 50% of the benchmark loan interest rate announced by the People's Bank of China, and the discount funds will be borne by the central finance and the finance at the same level.

These materials are crucial.

4 copies of ID card (front and back), 3 copies of the first page and personal page of the household registration book, 3 copies of re-employment concession card, unemployment certificate or resumption of work certificate, 3 copies of land-lost certificate and integrity certificate, 4 copies of business license, 3 copies of lease agreement of business premises, 3 copies of partnership agreement or standard labor contract or articles of association, 2 copies of guarantor's ID card, 2 copies of employment letter or contract and graduation certificate of university student village officials, and 2 copies of graduation certificate of university students within two years of graduation. (Editor Cheng Hong)

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