1. Commercial loan: the down payment ratio for the first suite is not less than 30%, and that for the second suite is not less than 50% (including 70% for the second suite in Gaoxin South District and Tianfu New District, 50% for the second suite on the third floor, and 60% for other areas).
2. Provident fund loan: the down payment ratio of the first suite is not less than 30%, the down payment ratio of the second suite is not less than 40%, and loans are not allowed for three or more houses.
Chengdu's housing purchase policy stipulates
Restrictions on social security and household registration:
1. You are eligible to buy a house if you have a Chengdu hukou for 2 years or more;
2. Continuous payment of social security in Chengdu for 2 years or more, stable employment, and qualification for purchasing houses;
3. You are eligible to buy a house in Chengdu if you have settled in Chengdu for less than 2 years, but have been employed stably in Chengdu and paid social security 12 months continuously.
Limit of purchase quantity:
1. Families with two or more registered households in Chengdu can buy up to 2 suites in Chengdu.
2. Families whose household registration is not in Chengdu (regardless of the number of people) can buy 1 suite at most in Chengdu.
3. Adult single young people with household registration in Chengdu (1 people leave their parents to stand on their own feet) can buy up to 1 suite in Chengdu.
If the above conditions are met at the same time, congratulations on your qualification for purchasing houses in Chengdu.
1) The purchaser should have a household registration in this city;
2) Non-local registered permanent residence but stable employment in this city and continuous payment of social security 12 months or more;
(Note: There is no requirement for the number of self-owned housing units owned by the purchaser in this area, and there is no requirement for the number of newly-built housing units).
note:
1) After the divorce, if any family member buys commercial housing or second-hand housing within two years, the number of houses owned by him shall be calculated according to the total number of families before the divorce;
2) Parents who take refuge in adult children may not buy houses as separate families;
3) Newly purchased commercial housing or second-hand housing in the city can only be transferred after obtaining the certificate of immovable property for 3 years;
4) If family members * * * jointly purchase houses, at least 1 of them have registered residence in our city, which can be considered as registered residence in our city.
Conditions for foreigners to buy a house in Chengdu
1, for married people, marriage certificate (marriage certificate) can be provided.
2. I have no room in the local area; If you have a house, the tax may be higher.
3. That pair can provide tax bills or social security that can be paid for 2 years 13 months; Families who are not registered in this city are required to provide the tax payment certificate or social insurance payment certificate for more than 1 year (13 months) before buying a house.
4. Buy commercial houses or apartments around Chengdu.