Farmers: absorb loans from poor households to support new agricultural business entities and leading enterprises in poverty alleviation to develop poverty alleviation industries. Support new agricultural business entities and leading enterprises in agricultural industrialization to absorb poverty alleviation loans for poor households to get rid of poverty and become rich. The accumulated loans per kloc-0/household are less than 65,438+10,000 yuan. The maximum single-family loan for new agricultural business entities is not more than 2 million yuan, and the maximum single-family loan for leading enterprises in agricultural industrialization is not more than 5 million yuan. Among them, if the loan amount is less than 500,000 yuan (inclusive), credit can be granted on the premise of controllable risks. We will implement a loan discount policy for new agricultural business entities such as leading enterprises and family farms that develop a certain scale base in poor villages and drive a certain number of poor households. Poor households: Provide credit loans of less than 50,000 yuan to implement the "Precision Poverty Alleviation Microfinance Project", and vigorously support rural commercial banks, rural banks and other financial institutions to provide mortgage-free and guarantee-free credit loans of less than 50,000 yuan and less than 3 years to poor households with development will, development potential, capital needs and repayment sources. The interest rate of poverty alleviation micro-loans is favorable, and the fluctuation range of loan interest rate on the basis of benchmark interest rate in the same period is not more than 10%. The Chaohu Central Sub-branch of the People's Bank of China has set up a special line of re-loans for supporting agriculture to support rural financial institutions to issue micro-credit for poverty alleviation, and the re-loans for supporting agriculture issued by rural financial institutions can be extended twice. The financial special poverty alleviation fund gives discount support to poor households who have obtained credit loans according to the basic interest rate. Poor children: the student loan is as high as 12000 yuan. Rural commercial banks and other financial institutions provide students with student-origin student loans to students with financial difficulties. Among them, the maximum loan amount for full-time undergraduates (including second bachelor's degree and higher vocational college students) is 8,000 yuan per person per year, and the maximum loan amount for full-time postgraduates is12,000 yuan. The financial department gives discount according to the relevant regulations, and the term of student loan is extended to 20 years, with a grace period of repayment of 3.