Legal analysis: First of all, Xiamen's provident fund can't buy a house in Zhangzhou. If you withdraw the balance, you can withdraw it before. Now you need to meet your own account or spouse's account in Zhangzhou before you can withdraw the provident fund. Zhangzhou Housing Provident Fund replied on the Internet that the provident fund paid by Xiamen could not be used in Zhangzhou. Zhangzhou City Housing Provident Fund said that some cities in Fujian Province have opened provident fund loans in different places, and Zhangzhou City has suspended loans in different places because of the high utilization rate of provident fund funds, which has exceeded the warning line. However, after the implementation of off-site loans in other cities in the province, the management of off-site provident fund loans has become more difficult and fraudulent loans have occurred frequently, so many cities have stopped issuing off-site loans. At present, Fujian Provincial Housing and Construction Department is drafting new management norms, and Zhangzhou Housing Provident Fund Management Center is also actively following up. If the new policy is implemented, it will be announced on the provident fund website as soon as possible.
Legal basis: Regulations on the Management of Housing Provident Fund
Article 2 "These Regulations shall apply to the deposit, withdrawal, use, management and supervision of housing provident fund in People's Republic of China (PRC). The term "housing accumulation fund" as mentioned in these Regulations refers to the long-term housing savings paid by state organs, state-owned enterprises, urban collective enterprises, foreign-invested enterprises, urban private enterprises and other urban enterprises, institutions, private non-enterprise units, social organizations (hereinafter collectively referred to as units) and their employees. "
Sixteenth "employee housing provident fund monthly deposit amount is the employee's average monthly salary in the previous year multiplied by the employee housing provident fund deposit ratio. The monthly contribution of the housing provident fund paid by the unit for employees is the average monthly salary of the employee in the previous year multiplied by the contribution ratio of the unit housing provident fund. "
Twentieth units stipulated in the first paragraph shall pay the housing provident fund in full and on time, and shall not pay it overdue or underpaid.