As long as qualified candidates can apply for student loans, full-time undergraduates (including second bachelor's degree and higher vocational students) do not exceed 12000 yuan per person per year. Generally, student loans give priority to paying tuition and accommodation fees during school, and the excess can be used for living expenses. The same student is not allowed to apply again within one year.
The process of applying for a student loan is as follows:
Make an application. Students should fill in relevant materials and prepare supporting materials after applying.
School institutions conduct preliminary examinations. The school conducts a preliminary examination of the materials provided by the students.
The handling bank carries out loan approval. After the preliminary examination, the school will submit the materials to the relevant bank for approval.
Approved by the relevant bank.
Sign a loan contract. After the approval, the school organizes relevant students to sign contracts and submit them to relevant banks.
The relevant banks issue loans. After the contract is signed, the relevant bank will transfer the loan agreement to the designated account.