Department:

In order to strengthen the management of student-origin credit loan and improve work efficiency, China Development Bank further updated and improved the student-origin credit loan information system and related processes on 20 1 1. In order to make students who intend to apply for student-origin credit student loans in our school know the latest policies this year in advance, make relevant preparations, and facilitate students to apply for loans, we hereby notify the relevant work of student-origin credit student loans in our province as follows:

First, do a good job in the issuance of student registration certificates for students who apply for credit student loans from their places of origin.

1, the school student financial aid management department is the department directly responsible for the credit student loan work of the student source. The specific work of the student source credit student loan is mainly undertaken by the student financial assistance management department, and all departments shall provide assistance, especially when the Certificate of Students with Financial Difficulties is issued, which can only be issued by the student financial assistance management department. See Annex 1 (Certificate of Students' Application for Student-origin Credit Student Loan) for the certification format of student-origin credit student loan in Hubei Province in 20/1. The "loan certificate" is subject to two-level audit and two-level responsibility by the department and the school funding management department. All certificates issued by the school should be filed and registered for future reference. See Annex 2 (Record Form for Issuing Student Credit Loan Certificates in Hubei Province) for the record form.

2. The applicant must be an ordinary full-time student. Schools shall not issue loan application certificates for adult education, various non-academic education, training schools, self-taught schools and other non-ordinary full-time students.

3. The applicant must be a student with real family financial difficulties. Student-origin credit loan is an important measure of financial aid system for students with financial difficulties. The target of financial aid is students who have financial difficulties and are unable to pay tuition fees. When reviewing and applying for student qualifications, schools should strictly control the students' difficulties in school, daily consumption, grants obtained in this school year and tuition payment in the previous year. It is not allowed to issue application certificates for students who have the ability to pay tuition fees, nor to issue renewal certificates for students with improved economic conditions, especially to prevent some families from having higher tuition fees. For students who apply for early repayment in the second year after obtaining the loan or before graduation, colleges and universities should cooperate with the local education bureau to verify the financial situation of the students' families. If the family is in good financial condition when applying for a loan, it will be held accountable.

The Provincial Student Financial Assistance Management Center will inspect the issuance of school certificates. For example, in the process of handling loans this year, the county-level student financial assistance management center reflected that the certificate issued by the school was irresponsible and lax, which led to non-poor students getting loans. After verification, the responsibility of the school and relevant responsible persons will be investigated, and the amount of school loans will be deducted until the school loan qualification is suspended.

4. When the school evaluates the national scholarship, it is not linked to whether the student has applied for the student-origin credit loan. The evaluation of national scholarships should be carried out independently in accordance with relevant management measures, and whether to apply for student-origin credit loan is not a prerequisite. If it is verified that a student provides false materials to defraud a loan, the student shall not be included in the scope of national scholarship evaluation.

Up to now, the provinces, cities and districts where China Development Bank undertakes student-origin credit student loans are: Shanxi, Inner Mongolia Autonomous Region, Jiangsu, Anhui, Jiangxi, Qingdao, Shandong, Hubei, Hunan, Guangxi Zhuang Autonomous Region, Hainan, Chongqing, Sichuan, Guizhou, Yunnan, Shaanxi, Gansu, Qinghai, Ningxia Hui Autonomous Region and Jilin. In addition, Hebei Province and Fujian Province are undertaken by rural credit cooperatives, and Beijing is handled by Bank of Beijing. Students can consult the local education bureau whether other provinces are open during the summer vacation.

Second, 20 1 1 academic year student loan process

All departments should be highly responsible when issuing the certificate of student-origin credit loan, and students who can and can't lend must not issue the certificate. The annual loan amount of China Development Bank is controlled by the total amount. If some students with good family conditions and the ability to pay are given certificates, the real poor students will not be able to get loans, and it will also bring pressure to support the work of county-level financial aid centers. In order to make students who really need loans apply for loans smoothly, the application process of student-origin student loans in our school this year is announced as follows:

1. Students who need to apply for student loans from students' origin should fill in the Record Form of Student Credit Loan in Hubei Province according to their classes, and publicize it in the class for a period of not less than 5 days. During the publicity period, if you have any objections, please report the situation to the department party Committee room or the funding center. After the publicity, please ask the class committee to confirm the publicity results, and the number of confirmed persons shall be no less than 5 (1 class committee, 2 students applying for loans and 2 students not applying for loans).

2. After the publicity of the filing form is completed, fill in the "Certificate of Students' Application for Student Credit Loan" and send it to the school financial aid center together with the filing form, which will be uniformly sealed and distributed.

Third, do a good job in the new function operation of the student source credit student loan information system.

1. Added the function of "Confirmation of Graduation of Borrowing Students". Colleges and universities should promptly organize briefings on graduates of student-origin credit student loans, and do a good job in graduation confirmation and related reminders. The specific process of graduation confirmation is as follows: The university financial aid center logs into the student source credit student loan system (www.gbms.cdb.com.cn), exports the graduate list in the "Export Graduate List" function, and informs the borrowing students. Borrowing students log on to the online service website of China Development Bank () and enter the "graduation confirmation application" page to verify relevant information. If there are no mistakes, click "Apply" to complete the application; If the information is wrong or needs to be updated, you can modify it in "Personal Information Change", and then return to this page and click "Apply" to complete the application (Alipay will send a repayment reminder message through the updated mobile phone number 5 days before the repayment date). The university financial aid center logs into the student source credit student loan system, selects the borrower whose graduation status is "application confirmation", and after checking the relevant information of the borrower, completes the graduation confirmation in the "graduation confirmation audit" function. Colleges and universities must complete the graduation confirmation of loan students before July 15.

2. Increase the input function of "electronic receipt" for loans. Starting from 20 1 1, China Development Bank cancelled the procedure of mailing the receipt of the credit student loan from the student origin, and the receipt was entered and transmitted through the system. Borrowing students bring the loan contract and loan acceptance certificate to the university financial aid center, and the university financial aid center logs into the student credit student loan system (www.gbms.cdb.com.cn), enters the "receipt entry" module, and fills in the student's arrears, university account information, receipt check code and student number modification information according to the student acceptance certificate to generate the contract electronic receipt. Colleges and universities should do a good job of entering receipt after system update in advance.

Note: The check code of the receipt must be consistent with the check code on the loan acceptance form held by the borrower (the loan acceptance form indicates 20 1 1) before the receipt can be entered normally.

Three, do a good job in the online application of students to apply for student credit loans.

In Hubei Province, 20 1 1 student-origin credit loan is still applied by online application and on-site confirmation. All applicants must apply in advance on the online student application website (/) of China Development Bank.

The application amount of 20 1 1 student-origin credit loan in Hubei Province was adjusted from "unified 6,000 yuan" last year to "no more than 6,000 yuan", but it must be an integer multiple of "100" and exceed 3,000 yuan, that is, the application amount of "whole hundred" within 3,000-6,000 yuan.

The starting time of this year's student source credit student loan and the acceptance time of local student financial assistance management centers will be notified separately through the internet, newspapers and local student financial assistance management centers.

Attachment: 1, Certificate of Student's Application for Student-origin Credit Loan

2, Hubei Province, the source of credit student loan certificate issued for the record.

3. The application process of student-origin credit student loan

4 student credit loan application form (sample form)

5, professional class (from the network, for reference only)

20 1 1 June15th.