Affected by the epidemic, the provident fund loan cannot be repaid normally and is not overdue. After the incident, China Construction Bank, Industrial and Commercial Bank of China, Shanghai Branch, Bank of China, Agricultural Bank of China, Shanghai Branch of Bank of Communications and Postal Savings Bank immediately responded, saying that the policy of protecting the rights and interests of credit reporting was strictly implemented, and the implementation of relevant policies by four types of mortgage customers whose repayment was unchanged due to the epidemic was clarified.

The epidemic has caused extremely adverse effects on all walks of life. For a staff member who is hospitalized with COVID-19 infection or who is isolated to participate in epidemic prevention and control, it is necessary to observe the isolated personnel and mortgage customers who have temporarily lost their income sources due to the epidemic. All major banks have issued relevant policies to provide deferred repayment services for up to six months, which is of great benefit to the people. Everyone should know the relevant policies in time in their lives, and only in this way can their losses be minimized.

Major financial institutions are taking active actions and introducing corresponding measures.

Comprehensive anti-epidemic measures have been launched in areas seriously affected by the epidemic. It is clearly pointed out in relevant documents that credit reports can be pushed to individuals and enterprises that have temporarily lost their income sources due to the epidemic, which also means that various management systems are becoming more and more comprehensive and humanized. In this context, major financial institutions are taking active actions. I hope everyone can understand relevant policies in their lives, embrace the times, and further reduce their economic losses.

What is my personal opinion?

I think everyone should know about the relevant policies in life. After confirmation by the access institution, relevant overdue loans can be pushed, and there is no overdue record. At present, with one heart and one mind, social stability can be better maintained. Banks and enterprises can maintain people's hearts in this way, and they can't see the continuous efforts of local governments. It is an urgent problem to actively provide financial services to the social and people's livelihood affected by the epidemic.