The loan interest rate of Dongguan Bank in Wan Yi is not high. Wan Yi loan interest rate of Dongguan Bank is not high. During the promotion period, the interest rate is 5.6%, and the maximum loan is 300,000 yuan, which is a loan method of borrowing and returning, and the annual interest rate is also low.

What is the loan interest rate for buying a house in Dongguan in 2020?

5.39%-6.37%。 When buying a house in Dongguan, the loan interest rate will generally rise 10%-30% on the benchmark of the central bank, and the loan interest rate for more than five years is 5.39%-6.37%. According to the data of the mortgage interest rate of Dongguan Bank in 2020, the interest rate of the first home loan of big banks will rise by 40%.

What is the interest rate of the first home loan in Dongguan?

The mortgage interest rate is generally based on the benchmark interest rate of the central bank. All regions and banks will determine the actual interest rate according to their own actual situation and the applicant's credit situation.

At present, the interest rate of Dongguan first home loan is as follows:

1. China People's Bank Dongguan Sub-branch said: To apply for the first commercial mortgage, the down payment ratio should be at least 30%, and the loan interest rate should be no less than 0.7 times of the benchmark interest rate, that is, no less than 3.43%;

2. Bank of Dongguan Dongguan Branch: the interest rate of the first home loan is 25% higher than the benchmark interest rate, with an average interest rate of 6.125%;

3. Agricultural Bank and Industrial and Commercial Bank of China Dongguan Branch: the interest rate of the first home loan mainly rises by 20%-25% on the basis of the benchmark, and the interest rate is between 5.88%-6. 125%;

4. China Construction Bank and Dongguan Branch of Postal Savings Bank: timely adjust according to customer qualifications and market conditions.