Baidu's anti-alliance team specially reminded:
Please be alert to the network false loan information scam. According to the relevant national laws and regulations, companies and guarantee companies in various places are not allowed to lend in different places. Therefore, the information published on the Internet that you can get a loan only with your ID card is a scam. In particular, all kinds of guarantee companies in the name of Beijing, all kinds of companies in Shanghai, Guangzhou, Shenzhen, Hangzhou, Chengdu, Tianjin and other places are basically scammers and fakes, and some qq and WeChat claim to be the customer service of various loan companies or banks, but they are all fake scammers. No matter whether the company is registered or not, don't believe that the swindler will cheat you to sign the fax contract first, and then cheat you to pay the insurance premium, the first month interest, the performance fee, the deposit, the guarantee fee, the loan fee, the notary fee, the credit information fee, the house loan and so on. Step by step, and in the name of insufficient bank flow, checking repayment ability or capital verification, you are required to transfer all the funds in your account to the liar's account. You are even required to apply for a bank card at a designated bank and deposit a certain amount of cash, and then bind the liar's mobile phone number and other low-level means. If you don't pay the fee as required by the swindler, the swindler will threaten to blacklist you in the name that you have signed a contract with them, and threaten you to breach the contract and pay huge liquidated damages. This is really a low-level means and typical!
Please remember that it is absolutely necessary for the other party to ask you to pay any upfront fees for any reason. Under no circumstances should you remit money, transfer money or pay any fees to others first, so as not to be cheated! Don't believe the threat of any liar. Because the other party is suspected, the contract signed with the liar has no legal effect and there is no so-called breach of contract. Low-level means that the liar's threat to pay liquidated damages is pure nonsense, don't worry. If you are cheated, regardless of the amount, please choose to call the police! In recent years, online lending cases have been rampant, and cases of being cheated have surged. Please also ask local public security organs to vigorously crack down on rectification!
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2. Which banks can make commercial loans?
1.
China Industrial and Commercial Bank Venture Loan China Industrial and Commercial Bank provides a kind of venture loan for everyone, which is a personal business loan of ICBC's "Happy Career". China Industrial and Commercial Bank's "Happiness Business" personal business loan is a RMB-guaranteed loan issued by China Industrial and Commercial Bank to borrowers for their legitimate investment and business activities.
2.
Agricultural Bank Venture Loan Agricultural Bank provides two kinds of personal venture loans, namely, personal production and operation loans of Agricultural Bank and personal employment loans of Agricultural Bank. Personal loan of Agricultural Bank refers to the RMB loan business issued by Agricultural Bank to borrowers for legal production and operation.
Third, the personal business guarantee loan was approved. Which bank does the loan go to?
Personal business guarantee loans, you can choose the banks that lend: China Everbright Bank, Bank of Communications, Minsheng Bank and many other banks have business loans. If you want to apply for a business start-up loan, you can apply in the bank, or you can go to the local social security or social security department business start-up loan management center for consultation. After the user submits the relevant information, he can repay the loan on time according to the process given by the loan bank.