The LPR of 1 year is 3.65%, and that of more than 5 years is 4.3%. According to the news released by the National Interbank Funding Center authorized by the People's Bank of China, in 2022, the interest rate of housing loans in Tengchong, Yunnan Province will be 3.65% for 0-year and 4.3% for 5-year. Mortgage interest rate refers to the loan with real estate in the bank, and the interest is paid according to the interest rate stipulated by the bank.