How much can a person borrow at most?

There is no regulation on how much a person can borrow, but it depends on your identity and your assets.

For example, if you are an ordinary worker with a salary of only over 2,000 yuan, then you can only borrow 20,000-30,000 yuan.

If you are a business owner with an annual output value of hundreds of millions and assets of tens of millions, then you can borrow tens of millions.

If it is a super-large enterprise, it can handle hundreds of millions of loans.

To sum up, there is no rule on how much a person can borrow, and you can borrow as many assets as you have. According to your own situation.

How much mortgage can a person borrow?

If you apply for a mortgage through China Merchants Bank, the down payment/loan amount depends on the local policy and the evaluation decision of the evaluation company.

How much can a person get on credit?

Personal credit is generally 1- 1.5 million. If there is collateral, it can generally be loaned to 50-70% according to the evaluation value.

What is the maximum mortgage loan period?

If you intend to apply for individual housing loans through China Merchants Bank, you must comply with the local housing purchase policy, and the age plus loan period must not exceed 70 years old. At the same time, it is necessary to provide proof materials such as use certificate, identity certificate and income certificate. Please contact the personal loan manager for details.

If you apply for personal housing loans through China Merchants Bank, China Merchants Bank currently provides primary and secondary housing loans.

The longest loan/credit period of first-hand real estate is no more than 30 years, and your loanable period will be determined by the handling bank after you submit relevant information.

The longest loan/credit period for second-hand buildings is not more than 30 years, and the building age of the shopping industry (referring to the completion period of the property) is generally not more than 20 years. The longest loan period plus the building age of the mortgaged property is not more than 40 years in principle.

The specific time limit for your application shall be determined by the handling bank after you submit relevant information.

How many years can a mortgage last?

At present, which bank can only borrow for 30 years at the longest? There are two repayment methods: equal principal and interest or average principal.

How much can a person borrow at most?

What kind of loan do you want to apply for? What is the purpose of the loan? Our loan application methods are flexible and diverse: ① You can submit relevant materials and directly contact the personal loan department of local outlets to apply for loans; ② Online order taking is also supported at present. Please go to the homepage of China Merchants Bank, click "Air Banking"-"Air Loan", enter your loan requirements (amount, term and purpose) and leave your contact information. The aviation loan manager will contact you later to accept your loan application.

How much can a mortgage cost at most?

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If it is the first home loan, you can get a loan of up to 70% of the total house price from the bank. It should be noted here that if you are a second-hand house, the total house price refers to the evaluation price rather than the market transaction price, and the evaluation price is usually lower than the market price. Second, 70% loan is the highest loan you can get. Because of the current tight bank loan quota, some banks have increased the proportion of first-home loans to 60%. Ask the bank more when you borrow money.

I hope I can help you and adopt it.

How long can a mortgage last?

Normally, you are 65 years old, but if you are better in all aspects (such as work, assets and credit), you can apply for a loan until you are 70 years old.

How many years can a mortgage last?

If it is a personal housing loan of China Merchants Bank, the loan/credit period of "first-hand property" shall not exceed 30 years at the longest; The longest loan/credit period for a "second-hand building" is not more than 30 years, the age of the purchased property (referring to the completion period of the property) is generally not more than 20 years, and the age of the mortgaged property is not more than 40 years in principle. The specific time limit you can apply for requires you to submit relevant information, which will be determined by the handling bank after comprehensive examination and approval.

I am self-employed. How much can I borrow?

The loan conditions of self-employed, which bank can give loans to self-employed;

Many self-employed people start their own businesses as bosses, and when they encounter some jams more or less in the process of operation, they need to go to the bank for loans. The income of self-employed individuals is not very stable, so it will be more difficult to apply for general loans. Fortunately, many banks have self-employed loans. Let's see what they have.

I. Agricultural Bank-Personal Employment Loan

A secured loan product issued by the Agricultural Bank of China can be applied by individual industrial and commercial operators, sole proprietorship investors, partnership partners, small and micro enterprise owners, etc. , a single family can get a loan amount of 6,543,800 yuan, with a maximum term of 5 years.

Two. Industrial and Commercial Bank of China-Personal Commercial Loan

ICBC provides customers with RMB secured loans for business activities, with a maximum amount of 3 million yuan, which can be applied once and recycled for up to 3 years.

Three. Bank of Communications-Personal Commercial Loan

The RMB loan granted by Bank of Communications to individual industrial and commercial households or actual controllers of enterprises for the flow of production and business activities has a maximum credit line of 6,543,800,000 yuan, a short-term working capital loan term of no more than 654.38+0 years, and an individual medium-and long-term working capital loan term of no less than 654.38+0 years and no more than 5 years.

Before, I also needed business turnover. I used several products. In fact, every small loan platform has an internal application entrance, with low interest, convenient payment and high quota! Scan the code below to enter the QR code!

/kloc-how much can I borrow at the age of 0/8?

18 years old can get loans, and bank loans are all 50,000 loans. Personal loan object:

1, China citizens with full capacity for civil conduct and overseas and foreign citizens with the right of abode in Chinese mainland.

How much can I borrow? Let's stop here.