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What are the loan conditions, down payment and interest rate of Chengdu second-home (second-hand house) provident fund?
1. The conditions for handling the second housing provident fund loan in Chengdu are as follows:

1, purchase commercial housing;

2, the purchase of second-hand housing (including commercial housing development units into self-management);

3. Buy public housing;

4. Purchase affordable housing;

Two. The down payment ratio of provident fund loans is as follows:

1, the minimum down payment ratio is 20% and the loan ratio is 80% for the buyer's provident fund loan to purchase the first suite;

2, the buyer provident fund loans to buy two houses, the minimum down payment ratio is 40%, the loan ratio is 60%;

3. The buyer cannot use the provident fund loan to buy more than three houses.

Three. The interest rate of provident fund loans is as follows:

1, personal housing provident fund loans for less than five years (including five years), with an annual interest rate of 3.25%;

2. For personal housing provident fund loans for more than five years, the annual interest rate of the loan is 3.75%.