Provident fund loans refer to loans enjoyed by employees who pay housing provident fund. According to national regulations, all employees who pay housing provident fund can apply for provident fund loans according to the relevant provisions of provident fund loans.

To apply for a loan, you must register the real estate license yourself or your spouse, or you and your spouse are both real estate registrants.

When the borrower applies for a provident fund loan from the management department of the provident fund management center that has paid the provident fund, and chooses the guarantee center to provide the guarantee, it shall submit all the materials required by the individual to apply for the loan, including ID card, household registration book, marriage certificate, divorce certificate, proof of down payment for house purchase, house purchase contract, proof of housing provident fund deposit, etc.