According to the new media, the notice shows that according to the decision of the People's Bank of China to lower the interest rate of the first set of individual housing provident fund loans, the relevant matters concerning the adjustment of the interest rate of Dongguan housing provident fund loans are hereby notified as follows.
From June 65438+1 October1day, 2022, the interest rate of the first set of personal housing provident fund loans was lowered: the interest rate of personal housing provident fund loans for less than five years (including five years) was lowered from 2.75% to 2.6%, and the interest rate of personal housing provident fund loans for more than five years was lowered from 3.25% to 3. 1%. The second set of personal housing provident fund loan interest rate policy remains unchanged, that is, the interest rates for less than five years (including five years) and more than five years are not less than 3.025% and 3.575% respectively.
Personal housing provident fund loans issued after June 65438+1 October1in 2022 shall be implemented at the adjusted new interest rate. Unpaid individual housing provident fund loans issued before June 65438+ 10/in 2022, and the adjusted new interest rate will be implemented from June 65438+1 0/in 2023.