1, 360 IOUs
360 IOU is a mobile phone loan APP with low interest and good reputation, which was launched by 360 Finance. This hole can provide you with a loan of up to 200,000 yuan and a credit, which can be recycled. The daily interest rate of 360 IOUs is 0.027%, and some interest-free coupons will be provided from time to time.
2. Sorry
Borrowing is a micro-credit loan of Alibaba, capped at 50,000 yuan, with an expected annualized interest rate of 0.045% and the longest loan term of 12 months. As long as the sesame credit score reaches 600 or above, you can apply, and the loan of 50000 can be quickly received within 1 hour.
3.baidu has money to spend.
There are many sub-products of pure credit loans launched by Baidu Finance, among which short-term loans are easy to apply and the daily interest rate is as low as 0.02%. But it should be determined according to the borrower's comprehensive credit situation. Baidu account has been registered for a long time, used frequently, and often used Baidu products, which meets the basic borrowing conditions and has a high pass rate.
4. Recruit good loans
It is also easy to apply for a pure credit loan from Zhaolian Finance. As long as you download the APP on your mobile phone, register with the mobile phone number of the real-name registration system, upload your ID card, bind the bank card, and complete the real-name authentication, you can borrow money. The better the credit, the stronger the repayment ability, and the easier it is to pass the customs. The daily interest rate ranges from 0.03% to 0. 10%.
Step 5 rent a shot
In China, P2P peer-to-peer lending platform was built earlier, which requires investors to pay conditionally and bear certain risks. However, the loan review and collection mechanism is better and the management cost is lower. The idea of auctioning off loans has been innovating all the time. The most obvious example is to cancel the audit: give up any link of the transaction, so that auctioning off loans will become a lonely platform, and lenders and borrowers will trade entirely on their own. The auction of loans is only a third party to "witness" the legally binding loan relationship.
What are the credit card loan apps?
1, card cow credit card manager
There are many kinds of loans for Kaniu Credit Card Manager, which are divided into two modes: online loans and offline loans. Among them, Ka Niu's online loan amount is the largest among the three credit card management apps, ranging from 1 0,000 to 1 0,000 million, which can meet the different loan needs of users to the greatest extent. It is worth mentioning that the repayment period of Ka Niu is flexible, covering 3-36 periods, effectively reducing the repayment pressure of users. Compared with the other two apps, Ka Niu has fewer types of offline loans, only two. Online lending has the advantages of short process, fast approval and convenient loan.
2. Love to borrow money.
Love to borrow money. The loan operation process is simple, and it only takes a few minutes to borrow money easily. Open the mobile APP and click "borrow now" to enter the next step. You can clearly see that the whole loan process is divided into three steps: 1) determine the application amount 2) verify the real name information 3) verify the application qualification and apply for the next step immediately. After filling in the required loan amount and personal information, the application will automatically help you estimate the maximum amount you can borrow, the longest time you can borrow and the amount you should repay each month, accurate to two decimal places. After submitting the application, complete the real name verification of the ID card. The last step is to verify the application qualification with bank cards and Taobao accounts. All validation can be done in one page.
3. Digging wealth as a credit card housekeeper
A completely free, free installation of credit card management applications; Safe and reliable, local password setting, while providing convenience, pay more attention to the complete protection of user information; One-click import, you don't need to register an account, you can import the intelligent analysis credit card bill with one click by binding the bill mailbox; Check the bill at any time, browse easily, clearly understand the transaction details, and no longer card. Moreover, it has a repayment reminder function, which is timely and intimate, and you don't have to waste money because of overdue repayment. There is no late fee. I support credit card and debit card repayment with the same name, free of charge.
What mobile loan apps are there?
Mobile phone loan
Fast and convenient, fast loan, no mortgage guarantee. Mobile phone loan has become the most flexible new loan method. So, what mobile loan apps are there? Take stock of the mobile phone loan app for you and help you with the loan.
Level 360
360 Finance can buy mobile phones, digital products, smart home appliances and other products, and the audit speed is very fast. As long as you submit the authentication information, you will know the result in a few minutes to several hours.
Enterprise Dai
The maximum loan amount can reach 3 million yuan, and the loan interest is calculated on a daily basis. The daily interest rate is so low that it takes one day to calculate the loan interest for one day, and the loan period is relatively long, up to 36 months.
petty loan
The mobile phone credit loan of Tencent's Weizhong Bank can only be imported if it meets the conditions for opening micro-loans. The maximum amount is 300,000 yuan, and the loan interest calculated at the daily interest rate is about 18%.
360 IOUs
The loanable amount is as high as 0.2 million/200 thousand, the longest term is no more than 12 months, and the daily interest rate of the loan is low enough to be converted into annual interest rate. In order to meet the needs, the borrower must be 18 years old and have good personal credit, and can use loans to support repayment.
Electronic payment of automobile insurance
Car owners can apply for the auto insurance they need through Yin Bei Consumer Finance Auto Insurance E without providing any mortgage or guarantee. Generally speaking, the monthly rate of account management fee and installment fee is between 0%, depending on the user's qualification and reputation.
Educational staging
This product is mainly to help everyone participate in education and training and provide their own knowledge and skills. The maximum loan amount is 300,000 yuan, and the loan period is relatively long. Everyone can repay the loan in installments, and the borrower needs good personal credit information.
Top ten conventional loan applications
1. Pocket flower. Pocket flower is one of the loans in 2022, regardless of credit information and liabilities. At the time of application, the loan amount is less than 50,000 yuan, which is the same series as Golden Boy Pocket and Weiwei Wallet. It's all for the better next payment. The longest loan period is 12 months, and the next payment can be made within 2 minutes after approval.
2. Easy loan and quick loan. Easy Loan Fast Loan is a new online loan launched in 2022. At present, it is also a loan that does not look at debt and credit information. Loan amount1000-50,000 yuan, and the longest term 12 months. This loan is also a loan that does not look at credit liabilities. It only takes a few minutes to complete the loan at the earliest.
3. Enjoy these flowers. Huixianghuahua is a credit platform, which can be used to make high-debt loans. There are many loans to apply for, regardless of debt and credit investigation. As long as the credit investigation is not overdue, the maximum loan amount is 50,000, and the term is 3- 12 months. The whole process will be systematically reviewed, and the loan will be released immediately after passing.
4. koi fish seconds. Koi fish Seconds is also a loan in 2022, regardless of liabilities and credit information. It is a formal loan that does not look at liabilities and credit information. The maximum loan amount is 50 thousand yuan, and the general loan amount is between 3000 yuan and 20 thousand yuan. The service period is 3-65,438+02 months. Those with stable jobs and repayment ability can apply. Generally, it is also a second loan.
The introduction of mobile app credit loan ends here.