165438+ ten thousand yuan. According to Wenzhou housing provident fund loan regulations, if both husband and wife apply for provident fund loans at the same time, the maximum loan amount they can apply for is 165438+ 10,000 yuan if conditions permit. Provident fund loans refer to loans enjoyed by employees who pay housing provident fund. According to national regulations, all employees who have paid housing provident fund can apply for individual housing provident fund loans according to the relevant provisions of provident fund loans.