The total amount of housing loans in China in 2022 will be 53.29 trillion yuan. According to relevant information inquiries: At the end of the first quarter of 2022, the balance of RMB real estate loans was 53.29 trillion yuan, a year-on-year increase of 6%. The total liabilities of Chinese residents exceeded 200 trillion, with per capita debt of 147,000. The national savings rate dropped from 51.8% 45%.