Agricultural Bank of China (ABC) used illegal funds to make online Jiejie loan, which was required to be repaid in advance and paid off on the same day. Can the quota be used again in the future? How long before I can apply again? Let's see if there is a penalty clause in the loan contract for early repayment. Some banks will charge fees or liquidated damages. At the same time, the application for prepayment should be made with the bank in advance, and the bank of China should make an appointment one month in advance. You can call the bank directly or make an appointment at a bank outlet. You must choose a repayment method, either equal principal and interest or average capital. The equal principal and interest method is to fix a repayment amount every month. The average capital method is that in previous years, the monthly supply is more, and the monthly supply is reduced month by month. In the later period, there was little supply last month. Although the repayment method of general capital saves interest, it is a heavy burden at first. Generally speaking, equal principal and interest are more favorable than average capital. You can use /tqhd/index.html to calculate this page.

How long does it take ABC to refinance after repaying the loan?

It depends on whether everyone's loan is within the validity period. The specific provisions are as follows:

1. If the credit line of the borrower's Agricultural Bank of China is still valid within one year, it can apply again on the day after repayment;

2. If the borrower's credit line with ABC has been valid for 1 year, it needs to be applied every other day after repayment.

Generally speaking, after the loan of ABC NetJet is paid off, it can be lent again soon, and the borrower does not need to wait for a long time.

However, there are some special circumstances that people may not be able to borrow from ABC Netjet in a short time. For example:

1. If you don't pay back according to the regulations, you will pay off the bill after the deadline;

2. Failing to use funds according to regulations, or even being required by ABC to repay in advance.

3. Loans and credit cards in other financial institutions are overdue, which affects personal credit records;

4. At present, the repayment ability has changed greatly, and it has been unable to undertake new loans from ABC Netjet.

In the picture above, Xi Cai Jun introduced how long it will take for China Agricultural Bank to refinance after repaying the loan. Generally speaking, most users can apply for a loan again on the same day or the next day.