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Second-hand housing mortgage transfer process
Second-hand housing mortgage transfer process:

1. Before buying a house, investigate the property rights of the house to find out whether the property rights of the house are clear, whether it can be listed and traded, whether the owner and seller of the house on the property certificate are the same person, whether it is mortgaged, and whether it is the owner of the house.

2. When signing a contract for the sale of second-hand houses, you should carefully read the terms in the contract and explain in detail the payment method of the total house price and the time for the transfer of property rights.

3. To apply for a loan from a bank, please ask the appraisal company to make an appraisal. The bank will give the loan amount and loan period according to the evaluation amount.

4. After obtaining the loan approval from the bank, deliver the house and pay 30% down payment.

5. Bring personal data and other supporting materials to the housing management trading center to handle property rights transactions.

6. Pay relevant taxes and fees at the tax center with the acceptance form.

7. Get a new house ownership certificate with the tax payment certificate.

8. The bank will transfer the remaining money to the seller's account.

9. Make the final handover of the house. Yoshiya real estate encyclopedia, buying a house needs more knowledge.