Netease Small Loan is Netease's exclusive loan platform. It is a pure credit online loan. The official publicity is easy in four steps and the loan is extremely fast. Netease Small Loan not only provides a maximum amount of 6.5438+10,000 yuan, but also does not require users to provide too many application materials, which makes many users like Netease Small Loan very much. Regarding loans, everyone is most concerned about interest. Talk to you about how much interest Netease small loan has, and how to calculate it?

Netease small loan has two products, one is provident fund loan and the other is short-term loan, which need to be explained separately.

What is the interest rate of Netease small loan?

Although Netease's small loan provident fund loan promotes 0 interest, it does not mean that it is borrowed in vain, and it still has to pay a certain handling fee. Official website explained the monthly handling fee and provided a table for reference, as follows:

In order to make it easier for everyone to understand the handling fee, let's give you an example to teach you how to calculate the interest of Netease small loans. If Xiaoming borrows 10000 yuan from Netease Small Loan and repays it in six installments, Xiaoming needs to repay 10000/6+ yuan every month, with a total interest of * * *.

How much interest did Netease borrow from the small loan?

After the success of Netease small loan, Netease small loan has a new function of "short loan" while the iron is hot. Short-term loans are popular with users because of their three characteristics: repayment with borrowing, daily interest calculation and fast lending.

The term of short-term loan is 30 days, and interest is calculated on a daily basis. Users can repay the loan in advance within 30 days and experience it while borrowing. This interest rate is slightly higher than that of ant flower garden, which is quite low compared with other micro-credit loans.

Similarly, give an example to teach you how to calculate the interest of Netease's small loan. Xiao Ming borrowed 10000 yuan in a short time. If he borrowed 10 days, he needed to pay interest.

Whether it is the daily interest of Netease small loan or the short-term interest of Netease small loan, the official only gives a rough range. The interest of personal loan is based on personal credit qualification and fluctuates within a given range, so there is no clear answer to the question of the interest of Netease small loan. I hope everyone can understand how to calculate the interest of Netease small loans after reading the examples, and I suggest you lend rationally. If you need more types of loans, you can go to the financial supermarket to see, the same application steps, the same low interest rate.

Give a more worry-free loan experience, click quickly.

Just try it.