housing conditions

1, a natural person who has reached the age of 18 and has full capacity for civil conduct;

2. When the loan expires, the man is not over 60 years old and the woman is not over 55 years old;

3. Have a stable and legal occupation and income source, and be able to repay the principal and interest.

The written materials needed to buy a house include:

1. I and my spouse's valid identification (ID card, household registration book or other valid proof of residence), and individual operators should provide business licenses (check the original and keep a copy);

2. Proof of the borrower's marital status (marriage certificate or single certificate);

3, foreign, foreign or single, must be guaranteed by a person with a local account;

4. Proof of income and property of the borrower and spouse;

5. Purchase contract and down payment receipt;

6. Commitment letter of real estate mortgage;

7, bank housing mortgage loan application approval form.